Bank · FDIC insured
American State Bank CD Rates
American State Bank’s best CD rate is 3.80% APY on an 18-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How American State Bank’s CD rates compare
Compared with banks and credit unions near Grand Forks, ND-MN, where American State Bank has the most branches. $10,000, best rate first.
This bank’s best
American State Bank
3.80%APY
- Term
- 18 months
- Minimum
- $500
- Earns on $10,000
- $575
Certificates of Deposit
Top rate
Unity Bank
4.30%APY
- Term
- 5 months
- Minimum
- $5,000
- Earns on $10,000
- $177
2nd-highest rate
Bell Bank
4.30%APY
- Term
- 17 months
- Minimum
- $500
- Earns on $10,000
- $615
American State Bank CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo2.87%
- 9–15 months9–15 mo3.14%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo2.52%
- QualifiedQualified3.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.80%APY · 8 terms
| Term | APY · $500 and up | APY · $2,500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 3 months | — | 2.67% | 2.67% | $66 |
| 6 months | — | 2.87% | 2.87% | $142 |
| 12 months | 3.14% | — | 3.14% | $314 |
| 18 months | 3.80% | — | 3.80% | $575 |
| 24 months | 2.62% | — | 2.62% | $531 |
| 30 months | 2.62% | — | 2.62% | $668 |
| 36 months | 2.52% | — | 2.52% | $775 |
| 48 months | 2.42% | — | 2.42% | $1,004 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.