Bank · FDIC insured
The Bank of Missouri CD Rates
The Bank of Missouri’s best CD rate is 4.14% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The Bank of Missouri’s CD rates compare
Compared with banks and credit unions near Springfield, MO, where The Bank of Missouri has the most branches. $10,000, best rate first.
This bank’s best
The Bank of Missouri
4.14%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $309
CDs
Top rate
OMB Bank
4.65%APY
- Term
- 21 months
- Minimum
- $1,000
- Earns on $10,000
- $828
2nd-highest rate
Guaranty Bank
4.49%APY
- Term
- 10 months
- Minimum
- $500
- Earns on $10,000
- $373
The Bank of Missouri CD score
82
CD score
Higher than 58% of U.S. banks and credit unions
- 3–8 months3–8 mo3.24%
- 9–15 months9–15 mo4.14%
- 16–30 months16–30 mo3.21%
- 31–60 months31–60 mo3.18%
- QualifiedQualified4.14%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Bank of Missouri ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CDs
Up to 4.14%APY · 10 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounded at maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 2.69% | $67 |
| 6 monthsCompounded at maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.24% | $161 |
| 9 monthsCompounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 4.14% | $309 |
| 12 monthsCompounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.03% | $303 |
| 13 monthsCompounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.79% | $411 |
| 18 monthsCompounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 2.92% | $441 |
| 24 monthsCompounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.21% | $652 |
| 36 monthsCompounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.01% | $930 |
| 48 monthsCompounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.08% | $1,290 |
| 60 monthsCompounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings | 3.18% | $1,694 |
Sources (1)
- bankofmissouri.com/personal/bank/rates · captured Oct 5, 2026
Opening an account
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