Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 781–795 results
- Journey BankCertificates of DepositCD · 18 months · $500 min · 2.75%–4.25% by balance
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: $500 minimum deposit to open. Term options from 3 months to 5 years. Interest compounded quarterly. Early withdrawal penalty may apply.
Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $2,000 2.75% $2,000 – $10,000 3.25% $10,000 – $50,000Your amount 3.75% $50,000 and up 4.25% Rate checked
More details - OceanAir Federal Credit UnionTerm Share CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Must meet membership and account criteria. Early withdrawal penalties apply.
3.69% interest rate
Rate checked
More details - Aerospace Federal Credit UnionShare Certificate AccountCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000intro rateRequirements
Product: Dividends post monthly and at maturity. Funds from an existing AFCU account (share or loan) or an external account can be used to fund the account (except for 9-month certificate which requires new money). Early withdrawal penalties apply.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Marion County BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Minimum deposit of $1,000. Interest compounded and credited at maturity, quarterly, or semi-annually depending on term/product. Early withdrawal subject to penalty.
Offer: Interest compounded and credited semi-annually.
3.72% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: $1,000 Minimum Deposit. Interest compounded and credited semi-annually. Allows adding money (one deposit allowed per calendar year, minimum deposit $1,000). Not available on public funds, IRA, or HSA Accounts.
Offer: Interest compounded and credited semi-annually. One deposit allowed per calendar year (minimum deposit $1,000).
3.72% interest rate · Effective Sep 29, 2026
Rate checked
More details - Postal & Community Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,0003.69% interest rate · Effective Sep 29, 2026
Rate checked
More details - Mazuma Credit UnionSignature CDCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalty applies.
3.69% interest rate
Rate checked
More details - Trust Federal Credit UnionShare CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Effective Oct 5, 2026
Rate checked
More details - The Village BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Deposits are FDIC insured and balances over FDIC limits are covered by DIF. A penalty may be assessed for early withdrawals.
Offer: Quoted yield assumes account will be rolled over and funds remain on deposit for one year.
3.69% interest rate · Effective Sep 30, 2026
Rate checked
More details - Hendricks County BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Rates are subject to change and may change after the account is open. Fees could reduce earnings. A penalty may be imposed for early withdrawal of CDs.
Offer: Under $100,000.00. Penalty may be imposed for early withdrawal.
3.69% interest rate · Effective Sep 25, 2026
Rate checked
More details - Velocity Community Credit UnionMemberPLUS CertificateCD · 18 months · $5,000 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000with conditionsRequirements
Product: Requires qualifying for Member PLUS: member in good standing and either direct deposits of $750/month, $10,000 in combined deposits, active loan with Credit Union (including active VISA credit card within last 30 days), or 20+ debit transactions/month. Members age 24 and under do not automatically qualify for bonus CD rate unless meeting criteria. Certificate rates remain fixed for term. Penalty may be imposed for early withdrawal.
Offer: Requires MemberPLUS qualification.
Qualified rate · 3.68% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ashland Credit UnionStandard Share CertificateCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Terms available from 6 months to 5 years. Dividends paid and compounded monthly. Minimum balance required to open account and earn stated APY is $500. Early withdrawal penalty may apply.
3.69% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate checked
More details - Colorado Credit UnionCertificates of DepositCD · 18 months · $500 min · 3.75%–3.85% by balance
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal, and fees may reduce earnings on the account. Membership required.
Offer: Penalty may be imposed for early withdrawal, and fees may reduce earnings on the account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $100,000Your amount 3.75% $100,000 and up 3.85% Rate checked
More details - Puget Sound Cooperative Credit UnionGreenUp CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: Special certificate requiring a $1,000 minimum deposit. Early withdrawal penalties apply.
3.69% interest rate · Effective Jan 5, 2026
Rate checked
More details - BankNorthCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$568 over 18 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening, once per term, on 24 month through 60 month CDs.
3.74% interest rate · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.90%
- Credit unions, typical
- 3.30%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank