Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 766–780 results
- MyCom Federal Credit UnionCertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.39%APY$253 over 9 months on $10,000Requirements
Product: The Credit Union will no longer pay dividends on account balances less than $100.00.
3.34% interest rate · Effective Aug 21, 2026
Rate checked
More details - West Michigan Postal Service FCUShare Certificates of DepositCD · 9 months
Credit union · Add a location to see nearby branches
3.37%APY$252 over 9 months on $10,000Requirements
Product: All Certificates of Deposit receive a 0.15% Renewal Bonus upon expiration (added to rate not APY). Rates are subject to change without notice.
Offer: 0.15% Renewal Bonus upon expiration (added to rate not APY)
Effective Oct 8, 2026
Rate checked
More details - Harford BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.35%APY$250 over 9 months on $10,000Requirements
Product: Minimum deposit $1,000. Early withdrawal penalty may apply. Step-Up CDs allow one rate adjustment during term.
3.31% interest rate · Effective Oct 15, 2026
Rate checked
More details - Greylock Federal Credit UnionTerm Share CertificateCD · 9 months · $100 min
Credit union · Add a location to see nearby branches
3.35%APY$250 over 9 months on $10,000Requirements
Product: Dividend Rate and APY are fixed for the term. Fixed APY assumes dividends remain on deposit until maturity. Compounded daily, credited monthly. Additional deposits not permitted after opening. Automatically renewable with a 7-day grace period. Early withdrawal penalty applies.
Offer: 9-Month term. Early withdrawal penalty is 3 months' dividends.
3.30% interest rate · Compounded daily · Effective Aug 17, 2026
Rate checked
More details - Citizens Federal Savings and LoanCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$250 over 9 months on $10,000Requirements
Product: Rates are fixed for the term of the CDs. Substantial penalty for early withdrawal. Minimum balance to earn APY is $500.00. Most certificate accounts automatically renew on their maturity date for the same term at current rate. Early withdrawal penalty: 30 days through 12 months is 3 months simple interest; longer than 12 months is 6 months simple interest; 48 or 60 months is 12 months simple interest.
3.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - TTCU Federal Credit UnionCertificatesCD · 9 months · $1,000 min · 3.35%–3.75% by balance
Credit union · Add a location to see nearby branches
3.35%APY$250 over 9 months on $10,000Requirements
Product: Higher dividend rates earned by locking in deposits for a specified period of time. Minimum deposits: $1,000 for standard certificates, $50,000 for jumbo rates, $200,000 for super jumbo rates. 45-day to 60-month terms available. Penalty may be imposed for early withdrawal depending on term and amount; fees could reduce earnings.
Offer: Early withdrawal penalty applies.
3.31% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 3.35% $50,000 and upJumbo rate tier. 3.55% $200,000 and upSuper jumbo rate tier. 3.75% Rate checked
More details - Pittsfield Cooperative BankTerm Deposit CertificatesCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$250 over 9 months on $10,000Requirements
Product: A $500.00 balance is necessary to earn the stated Annual Percentage Yield. A penalty may be imposed for early withdrawal of certificate of deposit funds. Withdrawal may reduce earnings.
Offer: A $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal.
3.26% interest rate · Effective Oct 1, 2026
Rate checked
More details - Topside Federal Credit UnionPick-A-Term CertificateCD · 9 months · $100 min · 3.35%–3.45% by balance
Credit union · Add a location to see nearby branches
3.35%APY$250 over 9 months on $10,000Requirements
Product: Dividends paid at maturity for certificates less than 12 months; compounded and paid quarterly on 1 to 10 year certificates. $100 minimum balance to open and earn APY. Early withdrawal penalties apply.
Offer: Dividends paid at maturity.
3.35% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Pick-A-Term Certificate Balance APY $100 – $25,000Your amount 3.35% $25,000 and up 3.45% Rate checked
More details - Pendleton Community BankCD SpecialsCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$250 over 9 months on $10,000intro rateRequirements
Product: CD Special Rates. Penalty for early withdrawal may apply; withdrawals within first 6 days subject to 7 days' interest penalty. Automatically renews at maturity into a 6-month or 12-month CD depending on initial term. 10-day grace period to withdraw funds without penalty after maturity.
Offer: Initial term 9 months. Must deposit at least $500 to open and maintain $500 daily balance to obtain disclosed APY. Renews as a 6-month CD.
Promotional rate · Effective Sep 22, 2026
Rate checked
More details - Bradford National BankCompounding Certificate / Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.35%APY$250 over 9 months on $10,000Requirements
Product: Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
Offer: Monthly compounding/payment available on deposits over $10,000.00.
3.30% interest rate · Effective Sep 16, 2026
Rate checked
More details - First National Bank of Eastern Arkansas9 Month CDCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.34%APY$249 over 9 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
3.30% interest rate · Effective Aug 9, 2023
Rate checked
More details - MPD Community CUShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.34%APY$249 over 9 months on $10,000Requirements
Product: There is a $1,000.00 minimum deposit on Share Certificates. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
Effective Feb 1, 2026
Rate checked
More details - Bradford National BankCompounding Certificate / Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.34%APY$249 over 9 months on $10,000Requirements
Product: Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
Offer: Quarterly compounding/payment available on deposits over $5,000.00.
3.30% interest rate · Effective Sep 16, 2026
Rate checked
More details - Bradford National BankCompounding Certificate / Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.32%APY$248 over 9 months on $10,000Requirements
Product: Fixed rate certificate of deposit. Substantial penalty for early withdrawal.
Offer: Semiannual compounding/payment.
3.30% interest rate · Effective Sep 16, 2026
Rate checked
More details - Vanderbilt Credit UnionCertificatesCD · 6–12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APYRequirements
Product: Minimum deposit of $1,000. Early withdrawal penalty may apply. Dividends/interest compounded and credited quarterly.
3.25% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank