Bank · FDIC insured
Pittsfield Cooperative Bank CD Rates
Pittsfield Cooperative Bank’s best CD rate is 3.50% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 5, 2026.
How Pittsfield Cooperative Bank’s CD rates compare
Compared with banks and credit unions near Pittsfield, MA, where Pittsfield Cooperative Bank has the most branches. $10,000, best rate first.
This bank’s best
Pittsfield Cooperative Bank
3.50%APY
- Term
- 15 months
- Minimum
- $500
- Earns on $10,000
- $439
Term Deposit Certificates
Top rate
MountainOne
4.25%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $498
2nd-highest rate
NBT Bank
4.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $132
Pittsfield Cooperative Bank CD score
65
CD score
Higher than 14% of U.S. banks and credit unions
- 3–8 months3–8 mo1.00%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo1.40%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pittsfield Cooperative Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Term Deposit Certificates
Up to 3.50%APY · 11 terms
A $500.00 balance is necessary to earn the stated Annual Percentage Yield. A penalty may be imposed for early withdrawal of certificate of deposit funds. Withdrawal may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 0.75% | $19 |
| 6 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 1.00% | $50 |
| 9 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 3.35% | $250 |
| 12 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 1.00% | $100 |
| 15 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 3.50% | $439 |
| 18 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 1.10% | $165 |
| 24 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 1.25% | $252 |
| 30 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 1.40% | $354 |
| 36 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 2.00% | $612 |
| 48 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 2.00% | $824 |
| 60 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 2.00% | $1,041 |
Special-purpose accounts
Individual Retirement Account (IRA) Certificate
Up to 3.00%APY · 6 terms
A $500.00 balance is necessary to earn the stated Annual Percentage Yield. A penalty may be imposed for early withdrawal of certificate of deposit funds. Withdrawal may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 3.00% | $300 |
| 18 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 1.10% | $165 |
| 24 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 1.25% | $252 |
| 36 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 2.00% | $612 |
| 48 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 2.00% | $824 |
| 60 monthsA $500.00 balance is necessary to earn the stated Annual Percentage Yield. Penalty for early withdrawal | 2.00% | $1,041 |
Sources (1)
- pittsfieldcoop.com/RATES · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.