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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 736–750 results

  1. Top Carrot, Carrot Score 87
    Michigan One Community Credit UnionRegular CDsCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  2. Top Carrot, Carrot Score 87
    Centric Federal Credit UnionRegular CertificateCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  3. Top Carrot, Carrot Score 87
    Fidelity BankCertificate of Deposit (CD)CD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  4. Top Carrot, Carrot Score 88
    Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 24 months · $250 min

    Bank · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000with conditions
  5. Top Carrot, Carrot Score 87
    Cape Cod 5Certificates of Deposit (CDs)CD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000with conditions
  6. Nebraska State Bank & Trust CompanyCertificates of Deposit (CDs)CD · 24 months · $500 min

    Bank · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  7. Wings Credit UnionStandard Certificate of DepositCD · 24–29 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY
  8. Top Carrot, Carrot Score 87
    POPA Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min · 3.85%–4.05% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  9. Top Carrot, Carrot Score 89
    Firefighters First Credit UnionRegular Share Certificate AccountsCD · 24 months · $1,000 min · 3.90%–4.00% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  10. Top Carrot, Carrot Score 90
    River Valley Credit UnionCertificatesCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  11. Wallkill Valley Federal Savings & LoanCertificates of DepositCD · 24 months · $2,500 min

    Bank · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  12. Top Carrot, Carrot Score 88
    Spring BankCertificates of DepositCD · 24 months · $1,000 min · 3.90%–4.20% by balance

    Bank · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  13. LGE Community Credit UnionCertificates / CDCD · 24 months · $1,000 min · 3.90%–4.01% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  14. Top Carrot, Carrot Score 98
    ElecTel Cooperative Federal Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000
  15. Top Carrot, Carrot Score 87
    Chesapeake BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$795 over 24 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 2-year CDs pay nationwide

4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24

Typical
3.05%
Top 10% from
4.06%
Banks, typical
2.75%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate