Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 721–735 results
- Farmers Insurance Federal Credit UnionShare Certificate AccountsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$2,021 over 60 months on $10,000with conditionsRequirements
Product: Membership eligibility required. Early withdrawal subject to substantial penalty. Extra Direct Deposit (DDEP) bonus of 0.25% available for regular terms 36 months and longer with $1,000+ monthly direct deposit into FIGFCU Checking.
Offer: Standard rate without Direct Deposit bonus.
Qualified rate · Effective Oct 1, 2024
Rate checked
More details - Bank of BenningtonCertificate of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$2,021 over 60 months on $10,000Requirements
Product: All Certificates of Deposit are subject to penalty for early withdrawal. No minimum balance required to earn the posted Annual Percentage Yields (APY).
3.68% interest rate · Effective Aug 31, 2026
Rate checked
More details - Connections CUCertificate of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$2,021 over 60 months on $10,000Requirements
Product: Insured up to $250,000 by NCUA. Early withdrawal penalties apply (30 days dividends for maturity of one year or less; 90 days dividends for maturity of more than one year).
Offer: One Jump Option: If rates increase within the certificate term, account holder can jump to the higher rate once for the remainder of the term (not including CD limited-time offers).
3.69% interest rate · Effective Jun 11, 2026
Rate checked
More details - Universal 1 Credit UnionCertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.74%APY$2,015 over 60 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawals of principal are subject to substantial interest/dividend penalties. Minimum opening deposit requires maintaining $5.00 par value share in a Savings account.
Offer: Early withdrawal penalty is 182 days' dividends for terms of 13 months or greater.
3.68% interest rate · Compounded daily · Effective Nov 10, 2025
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More details - GECUPersonal Certificate Accounts (Fixed rate)CD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.71%APY$1,998 over 60 months on $10,000Requirements
Product: Membership eligibility is required. Must have a GECU share account ($10 deposit) to open a certificate account. Dividends are accurate as of Tuesday, October 20, 2026. Early-withdrawal penalties apply.
Offer: Monthly Crediting. Average daily balance requirement of $1,000.
3.65% interest rate · Effective Oct 20, 2026
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More details - Journey Credit UnionCertificatesCD · 60 months · $2,500 min
Credit union · Add a location to see nearby branches
3.71%APY$1,998 over 60 months on $10,0003.65% interest rate · Effective Oct 21, 2026
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More details - Eglin Federal Credit UnionPreferred Investment CertificatesCD · 60 months · $2,500 min
Credit union · Add a location to see nearby branches
3.71%APY$1,998 over 60 months on $10,000Requirements
Product: Requires Eglin FCU Membership. Penalty for early withdrawal. Minimum deposit of $2,500 required to open.
Offer: Early withdrawal penalty applies. Requires Eglin FCU Membership.
3.65% interest rate · Effective Sep 18, 2026
Rate checked
More details - First Federal BankCertificates of Deposit (CDs)CD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.71%APY$1,998 over 60 months on $10,000Requirements
Product: $500 Minimum Deposit to Open. Annual Percentage Yield (APY) assumes interest credited is not withdrawn until maturity or renewal. Principal withdrawals prior to the maturity or renewal date may be subject to early withdrawal penalties. Penalties are not assessed if the account holder is deceased. Renewal grace period is seven (7) calendar days. Fees may reduce earnings on the account. Interest will be compounded and credited monthly.
Offer: Assumes interest credited is not withdrawn until maturity or renewal. Early withdrawal penalties may apply. Interest compounded and credited monthly.
3.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - First National Bank BemidjiCertificates of DepositCD · 60 months · $1,000 min · 3.71%–3.91% by balance
Bank · Add a location to see nearby branches
3.71%APY$1,998 over 60 months on $10,000Requirements
Product: Early withdrawal penalties may apply to fixed term investments. Early withdrawal penalties or fees may reduce earnings.
Offer: Compounding frequency quarterly. Term: 5 Year.
3.66% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $25,000Your amount 3.71% $25,000 and up 3.91% Rate checked
More details - Union BankCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.71%APY$1,998 over 60 months on $10,000intro rateRequirements
Product: CDs are term deposits providing FDIC insurance up to applicable limits. Early withdrawal penalty may apply. Interest can be automatically deposited into another account or CD used as loan collateral. Preferred rate may be available for Advantage Checking accountholders.
Promotional rate · 3.65% interest rate · Effective Oct 14, 2026
Rate checked
More details - Castroville State BankCertificate of DepositCD · 60 months · $1,000 min · 3.71%–4.07% by balance
Bank · Add a location to see nearby branches
3.71%APY$1,998 over 60 months on $10,000Requirements
Product: Early withdrawal penalties may apply.
3.65% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $25,000Your amount 3.71% $25,000 – $100,000 3.92% $100,000 and upJUMBO'S 4.07% Rate checked
More details - BufMet Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.71%APY$1,998 over 60 months on $10,000intro rateRequirements
Product: Deposit a minimum of $500. Dividends paid at maturity. Substantial penalty will be imposed for early withdrawal prior to maturity.
Offer: Dividends paid at maturity. Substantial penalty for early withdrawal.
Promotional rate · 4.00% interest rate · Effective Jun 1, 2026
Rate checked
More details - Priority Trust Credit UnionCertificates of Deposit AccountsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$1,992 over 60 months on $10,000Requirements
Product: Interest is compounded and credited monthly. Minimum amount to open a Certificate is $1,000. APY assumes dividends remain in the account until maturity. Withdrawals or fees reduce earnings. All accounts must remain open through the end of the dividend period or maturity date to be paid accrued dividends. Early withdrawal penalty may apply. Non-promotional balances $50,000+ increase dividend rate by 15 basis points (0.15%).
3.64% interest rate
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More details - Falls Catholic Credit UnionTerm Share CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$1,992 over 60 months on $10,000Requirements
Product: Minimum deposit $500. Automatic renewal at maturity. Early withdrawal penalties may apply. Fees may reduce earnings. Dividends forfeited if closed before credited.
Offer: Early withdrawal penalties may apply. Fees may reduce earnings. Dividends forfeited if account is closed before accrued dividends have been credited.
Effective Oct 1, 2026
Rate checked
More details - Sharefax Credit UnionBump Share CertificatesCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
3.70%APY$1,992 over 60 months on $10,000with conditionsRequirements
Product: Business account holders do not qualify for Jump or Relationship Rates. IRA and HSA share certificates are not eligible for bumps. Rates are subject to change. Please check with a Member Service Representative.
Offer: Silver relationship tier
Qualified rate · 3.63% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank