Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 691–705 of 3,254 results
- BRAZOS VALLEY SCHOOLS CREDIT UNIONCertificate AccountCD · 48 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: Compounded and credited quarterly. Average Daily Balance Method used to calculate interest. Dividends accrue on business day funds are deposited. Automatic renewal at maturity with 10-day grace period. Early withdrawal penalties apply.
Offer: Early withdrawal penalty: up to 180 days dividends. Additional deposits at maturity.
3.60% interest rate · Effective Sep 26, 2026
Rate checked
More details - Americo FCUShare CertificatesCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000intro rateRequirements
Product: Rates fixed at time of purchase. Dividends do not compound on the share certificate; paid into primary share account. Early withdrawal penalty may apply. Current rates apply to new money deposited from outside Americo FCU only.
Offer: Applies to new money only.
Promotional rate · 3.65% interest rate · Effective Sep 30, 2026
Rate checked
More details - First State Bank and TrustPersonal Certificates of DepositCD · 48–59 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APYRequirements
Product: Early withdrawal penalty applies if funds are withdrawn before maturity. APY assumes interest will remain on deposit until maturity.
Offer: Early withdrawal penalty applies if principal or interest is withdrawn before maturity.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Harvest BankFixed Rate Certificates of Deposit ($1,000 Minimum)CD · 48 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: Early withdrawals subject to penalty (6 months' interest for terms of 1 year or less, 12 months' interest for terms over 1 year). Renews automatically upon maturity after 10-day grace period. No setup or maintenance fees.
Offer: Early withdrawal penalty applies.
3.59% interest rate · Effective Sep 29, 2026
Rate checked
More details - Earlham BankCertificates of DepositCD · 48 months · $1,000 min · 3.65%–3.80% by balance
Bank · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: Terms range from 91 days to 60 months. Early withdrawal penalties may apply.
Offer: Term: 48 Months. Interest Paid: Quarterly. Automatically Renewable: Yes.
3.60% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $15,000Your amount 3.65% $15,000 and up 3.80% Rate checked
More details - Dow Credit UnionBump Rate CDsCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. Eligible for Member Saver Reward. APY assumes interest payouts remain in certificate account until maturity. Early withdrawal penalty may apply. Not available for CD Secured Loans.
3.59% interest rate · Effective Oct 1, 2026
Rate checked
More details - Prospera Credit UnionShare CertificatesCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: Dividends are compounded monthly. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates subject to change without notice.
Offer: Minimum Balance to Earn APY: $500.
3.59% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Farmers State BankCertificate of DepositCD · 48 months · $1,000 min
Bank · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,0003.62% interest rate · Effective Oct 5, 2026
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More details - True Sky Federal Credit UnionCertificate of Deposit (CD)CD · 48–59 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APYRequirements
Product: The APY assumes dividends are compounded quarterly and will remain on deposit until maturity. Fees may reduce earnings.
3.59% interest rate · Compounded quarterly
Rate checked
More details - True Sky Federal Credit UnionShare CertificateCD · 48–59 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APYintro rateRequirements
Product: Most certificate accounts require a minimum investment of $500. Early withdrawal penalty may apply. NCUA insured. Minimum deposit of $1,000 required max of $100,000 for APY rate accuracy terms. New money only.
Promotional rate · 3.59% interest rate
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More details - Industrial Federal Credit UnionShare CertificatesCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: Fixed dividend rate for the term of the account. Dividends compounded and paid quarterly. Substantial penalty for early withdrawal. Automatically renews for a term equal to the original at prevailing rate. No setup or maintenance fees.
3.60% interest rate · Effective Oct 2, 2026
Rate checked
More details - Space Coast Credit UnionCertificates of Deposit (CDs)CD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: Space Coast Credit Union membership is open to relatives of current members and all who work or live in eligible Florida counties. Minimum deposit required is $500. Monthly Service Fee is None.
3.60% interest rate · Effective Sep 21, 2026
Rate checked
More details - First Florida Credit UnionCertificateCD · 48 months · $1,000 min
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000intro rateRequirements
Product: Membership eligibility required ($5.00 minimum deposit to Savings Prime Share Account to join). Funds federally insured up to $250,000 by NCUA.
Offer: Fixed rate for the term. Interest is compounded and paid monthly. Early withdrawal penalty applies to principal before maturity.
Promotional rate · 3.59% interest rate · Effective Aug 1, 2026
Rate checked
More details - Vocal Credit UnionCertificates of DepositsCD · 48 months
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: APY is calculated based upon monthly interest.
Offer: APY is calculated based upon monthly interest.
3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Long Reach FCUCertificatesCD · 48 months · $500 min
Credit union · Add a location to see nearby branches
3.65%APY$1,542 over 48 months on $10,000Requirements
Product: Minimum deposit $500. Dividends paid monthly. Substantial penalty for early withdrawal. Rates subject to change without notice.
Offer: Paid monthly.
3.60% interest rate · Effective Feb 12, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 4-year CDs pay nationwide
3,254 CDs at 2,919 banks and credit unions · checked Oct 22–25
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.50%
- Credit unions, typical
- 3.20%
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