Credit union · NCUA insured
Long Reach FCU CD Rates
Long Reach FCU’s best CD rate is 3.70% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Long Reach FCU’s CD rates compare
Compared with banks and credit unions near Clarksburg, WV, where Long Reach FCU has the most branches. $10,000, best rate first.
This credit union’s best
Long Reach FCU
3.70%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,992
Certificates
Top rate
Fairmont Federal Credit Union
4.35%APY
- Term
- 48 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,857
2nd-highest rate
Justice Federal Credit Union
4.15%APY
- Term
- 10 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $345
Long Reach FCU CD score
80
CD score
Higher than 53% of U.S. banks and credit unions
- 3–8 months3–8 mo3.45%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.70%
- QualifiedQualified3.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Long Reach FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 3.70%APY · 6 terms
Minimum deposit $500. Dividends paid monthly. Substantial penalty for early withdrawal. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsPaid monthly | 3.45% | $171 |
| 12 monthsPaid monthly | 3.55% | $355 |
| 24 monthsPaid monthly | 3.55% | $723 |
| 36 monthsPaid monthly | 3.60% | $1,119 |
| 48 monthsPaid monthly | 3.65% | $1,542 |
| 60 monthsPaid monthly | 3.70% | $1,992 |
Sources (1)
- lrefcu.org/sharecd-rates · captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 3.70%APY · 4 terms
Minimum deposit $500. Dividends paid monthly. Substantial penalty for early withdrawal. Rates subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsPaid monthly | 3.55% | $723 |
| 36 monthsPaid monthly | 3.60% | $1,119 |
| 48 monthsPaid monthly | 3.65% | $1,542 |
| 60 monthsPaid monthly | 3.70% | $1,992 |
Sources (1)
- lrefcu.org/sharecd-rates · captured Sep 19, 2026
Who can join Long Reach FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in, or any business or other legal entity in Pleasants, Tyler, Ritchie, and Doddridge counties is eligible for membership.
Employers and groups
- Employees of Select Employee Groups (SEGs) that have membership eligibility with Long Reach FCU qualify for membership.
Membership information collected October 4, 2026.