Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 616–630 results
- Blue Water Federal Credit UnionCertificate SpecialsCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000Requirements
Product: Early withdrawal from certificates will be subject to a dividend penalty.
Offer: Early withdrawal from certificates will be subject to a dividend penalty.
3.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - East Cambridge Savings Bank9-Month CDCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000with conditionsRequirements
Product: Use promo code \"CD09\" when opening online. For personal and business deposits of Massachusetts residents and Massachusetts approved businesses only. A penalty may be imposed for early withdrawals.
Offer: Basic requirement tier. Promo code CD09 when opening online.
Qualified rate · Effective Oct 4, 2026
Rate checked
More details - 3.56%APY$266 over 9 months on $10,000
Requirements
Product: No fee to establish. Minimum balance of $500.00. Borrow against certificate available.
3.50% interest rate
Rate checked
More details - Banner BankPersonal Certificate of Deposit (CD)CD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000with conditionsRequirements
Product: Fixed interest rate for the term. Interest compounded daily. Variable terms from 3 to 60 months. Minors (age 12-17) eligible with parent/guardian (age 18+). 10-day grace period for penalty-free withdrawals upon automatic renewal.
Offer: CD Special. Earn up to 3.56% APY with a Banner's Best Checking account (current owners earn 0.25% over posted rates; account must be active at renewal). Interest compounds daily and is credited at maturity. On the first maturity date after promotion ends, changes to a standard 6-month fixed rate CD.
Qualified rate · Compounded daily · Effective May 1, 2026
Rate checked
More details - Finex Credit UnionCD (Certificate of Deposit)CD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000intro rateRequirements
Product: Contact memberservices@finexcu.org for CD rates greater $75,000. Minimum of $1,000 to open. An early withdrawal penalty may apply to share certifications if you withdraw any of the principal before the maturity date. Dividends compounded and credited every month.
Offer: 9 Month Special-NEW MONEY ONLY. New Money is considered funds not currently under deposit at Finex Credit Union.
Promotional rate · 3.50% interest rate · Balance cap $75,000 · Effective Oct 16, 2026
Rate checked
More details - First Education Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$266 over 9 months on $10,000Requirements
Product: Early withdrawal penalties may apply.
Offer: Payment Frequency: maturity. Early withdrawal penalties may apply.
3.50% interest rate
Rate checked
More details - Your Legacy Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.56%APY$265 over 9 months on $10,000Requirements
Product: Rates are locked in at account opening through the fixed period. Early withdrawal may be subject to penalty. Federally insured up to $250,000 by NCUA.
Offer: Compounding frequency: Monthly
3.50% interest rate
Rate checked
More details - OHecuTerm Share CertificatesCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APYwith conditionsRequirements
Product: Minimum deposit to open is $500.00. Early withdrawal penalty may apply. Maturity in whole months only. APY is for minimum term only.
Offer: Standard Rate tier.
Qualified rate · 3.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Teutopolis State BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.55%APY$265 over 9 months on $10,000Requirements
Product: Penalties may apply for early withdrawal. Businesses are not eligible.
Offer: 9 Month CD
3.50% interest rate · Effective Oct 20, 2026
Rate checked
More details - Telhio Credit UnionCertificate of Deposit (CD)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$265 over 9 months on $10,000Requirements
Product: Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Early withdrawal penalty may reduce earnings. Interest is compounded and paid quarterly.
Offer: Fees such as a penalty for early withdrawal on Share CDs may reduce earnings.
3.49% interest rate · Effective Oct 13, 2026
Rate checked
More details - Artesian City FCUShare Certificate (Non-Compounding) AccountCD · 9 months · $1,500 min
Credit union · Add a location to see nearby branches
3.55%APY$265 over 9 months on $10,000Requirements
Product: Dividends Compounded Quarterly, Credited Quarterly. Penalty imposed for early withdrawal.
Offer: Dividend rate 3.50%
3.50% interest rate · Compounded quarterly · Effective Sep 14, 2022
Rate checked
More details - Farmers National BankCertificate of DepositCD · 9 months · $500 min · 3.45%–3.75% by balance
Bank · Add a location to see nearby branches
3.55%APY$265 over 9 months on $10,000Requirements
Product: Minimum $500 deposit Short and long-term maturities that range from 3 months to 5 years Competitive fixed interest rates Interest paid quarterly Early withdrawals subject to penalty CD automatic renews at maturity with the new interest rate and same maturity term so you may continue to earn a higher rate of return FDIC insured
3.41% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and up 3.45% $10,000 and upYour amount 3.55% $100,000 and up 3.75% Rate checked
More details - Alliance BankCertificates of Deposit (CDs)CD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.55%APY$265 over 9 months on $10,000intro rateRequirements
Product: Fixed rates for dependable growth. Interest credited to CD. Penalty may be imposed for early withdrawal. Rates on CDs of $100,000 or more quoted on request.
Offer: 9 Month Special. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually.
Promotional rate · 3.50% interest rate · Effective Oct 15, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$265 over 9 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Qualified rate · 3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Mercer Savings BankCertificates of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.55%APY$265 over 9 months on $10,000intro rateRequirements
Product: Annual percentage yield (APY) is accurate as of the effective date shown. Fees may reduce earnings on the account.
Offer: 9 MONTH CD SPECIAL. The effective annual percentage yield applies if interest is compounded. Substantial penalty for early withdrawal. Interest will compound quarterly. No additions permitted. Offer may be withdrawn at any time. APY effective on all balances.
Promotional rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank