Credit union · NCUA insured
Finex Credit Union CD Rates
Finex Credit Union’s best CD rate is 3.66% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Finex Credit Union’s CD rates compare
Compared with banks and credit unions near Hartford, CT, where Finex Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Finex Credit Union
3.66%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $554
CD (Certificate of Deposit)
Top rate
Connecticut State Police Credit Union
4.86%APY
- Term
- 120 months
- Minimum
- $500
- Earns on $10,000
- $6,065
2nd-highest rate
Nutmeg State Financial Credit Union
4.60%APY
- Term
- 14 months
- Minimum
- $1,000
- Earns on $10,000
- $539
Finex Credit Union CD score
73
CD score
Higher than 34% of U.S. banks and credit unions
- 3–8 months3–8 mo0.70%
- 9–15 months9–15 mo3.56%
- 16–30 months16–30 mo3.66%
- 31–60 months31–60 mo1.41%
- QualifiedQualified3.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Finex Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD (Certificate of Deposit)
Up to 3.66%APY · 8 terms
Contact memberservices@finexcu.org for CD rates greater $75,000. Minimum of $1,000 to open. An early withdrawal penalty may apply to share certifications if you withdraw any of the principal before the maturity date. Dividends compounded and credited every month.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.70% | $35 |
| 9 months9 Month Special-NEW MONEY ONLY. New Money is considered funds not currently under deposit at Finex Credit Union | 3.56% | $266 |
| 12 months | 0.95% | $95 |
| 18 months | 1.01% | $151 |
| 18 months18 Month Special-NEW MONEY ONLY. New Money is considered funds not currently under deposit at Finex Credit Union | 3.66% | $554 |
| 24 months | 1.11% | $222 |
| 36 months | 1.21% | $366 |
| 48 months | 1.31% | $534 |
| 60 months | 1.41% | $725 |
Special-purpose accounts
IRA CD
Up to 3.56%APY · 2 terms
Contact memberservices@finexcu.org for CD rates greater than $75,000. New Money is considered funds not already on deposit at Finex Credit Union. An early withdrawal penalty may apply to share certifications if you withdraw any of the principal before the maturity date. Dividends compounded and credited every month. Finex opens and services your IRA at no charge, with a minimum opening deposit of just $1,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsIRA 9 months IRA CD Special. New Money is considered funds not already on deposit at Finex Credit Union | 3.56% | $266 |
| 30 monthsIRA 30 months IRA CD Special. New Money is considered funds not already on deposit at Finex Credit Union | 3.25% | $832 |
Sources (1)
- finexcu.org/ira-individual-retirement-account · captured Oct 22, 2026
Who can join Finex Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Hartford County or Tolland County are eligible to join.
Employers and groups
- Employees of an eligible business or group are eligible for membership.
- Employees of employer groups of 500 employees or less in the state of Connecticut that provide Direct Deposit are eligible to join.
Family and household
- Individuals who are a friend or relative of an existing Finex Credit Union member are eligible to join.
Cost to join
- A minimum deposit of $5 in a Primary Share Savings Account is required to join.
Membership information collected October 4, 2026.