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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 571–585 results

  1. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  2. Top Carrot, Carrot Score 87
    Fidelity BankCertificate of Deposit (CD)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  3. Top Carrot, Carrot Score 88
    Bluestone BankFixed Rate CDCD · 36 months · $2,000 min

    Bank · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000intro rate
  4. Top Carrot, Carrot Score 87
    Cape Cod 5Certificates of Deposit (CDs)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000with conditions
  5. Top Carrot, Carrot Score 88
    Partner Colorado Credit UnionRegular Certificate of Deposit (CD)CD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000intro rate
  6. Top Carrot, Carrot Score 89
    Seattle BankCertificates of Deposit (CD)CD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  7. Star of Texas Credit UnionCertificate of DepositCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000intro rate
  8. Top Carrot, Carrot Score 94
    East Texas Professional Credit UnionTerm Share CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  9. Riverfront Federal Credit UnionPreferred CertificatesCD · 36 months · $100 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000with conditions
  10. Hancock Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  11. Top Carrot, Carrot Score 89
    Sovita Credit UnionCertificate of DepositCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  12. Dillon Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  13. Top Carrot, Carrot Score 89
    WEOKIE Federal Credit UnionCertificate AccountsCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  14. Top Carrot, Carrot Score 87
    Grand Altitude Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000
  15. Wisconsin Medical CUShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,200 over 36 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,160 CDs at 3,669 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate