Credit union · NCUA insured
Dillon Credit Union CD Rates
Dillon Credit Union’s best CD rate is 3.96% APY on a 3-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Dillon Credit Union’s CD rates compare
Compared with banks and credit unions near Hutchinson, KS, where Dillon Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Dillon Credit Union
3.85%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,200
Share Certificates
Top rate
Heartland Credit Union
4.50%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,925
2nd-highest rate
Credit Union of America
4.30%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $917
Dillon Credit Union CD score
83
CD score
Higher than 63% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo3.29%
- 16–30 months16–30 mo3.80%
- 31–60 months31–60 mo3.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dillon Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Share Certificates
Up to 3.96%APY · 4 terms
Dividends compounded and credited quarterly. Penalty for early withdrawal applies. Dividends calculated by average daily balance method. Membership share ($5 par value) required. Automatically renewable with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.34% | — |
| 12 months | 3.34% | — |
| 24 months | 3.91% | — |
| 36 months | 3.96% | — |
Sources (2)
All captured Oct 5, 2026
Share Certificates
Up to 3.85%APY · 4 terms
Dividends compounded and credited quarterly. Penalty for early withdrawal applies (under 90 days forfeits accrued interest; over 90 days penalty is 90 days of interest). Dividends calculated by average daily balance method. Membership share ($5 par value) required. Automatically renewable with a 10-day grace period.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.29% | $163 |
| 12 months | 3.29% | $329 |
| 24 months | 3.80% | $774 |
| 36 months | 3.85% | $1,200 |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA/Roth Share Certificates
Up to 3.96%APY · 4 terms
Available for Traditional and Roth IRAs with no sign-up or maintenance fees. Dividends compounded and credited quarterly for fixed-term certificates and monthly for Variable Account. Dividends calculated by average daily balance method. Automatically renewable with a 10-day grace period. Early withdrawal penalties apply, with exceptions for disability, age 59½, or Keogh/IRA distributions under specified rules.
| Term | APY · Over $0 | APY · $500 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| UnknownVariable Account. Compounding and crediting frequency is monthly | 0.50% | — | 0.50% | $0 |
| 12 months | — | 3.34% | 3.34% | $334 |
| 24 months | — | 3.91% | 3.91% | $797 |
| 36 months | — | 3.96% | 3.96% | $1,236 |
Sources (3)
- dilloncu.com/investment-savings-loan-rates-1
- dilloncu.com/iras
- dilloncu.com/s/Truth-in-Saving…2025-PDF-for-Website.pdf
All captured Oct 5, 2026
Who can join Dillon Credit Union
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