Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 556–570 results
- Chessie Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,000Requirements
Product: $500 minimum deposit to open. Terms available from 6 months to 5 years. Early withdrawal penalty may apply. Fixed rates. No setup or maintenance fees. Dividends may be added back into the account, transferred to another credit union account, or mailed each month.
3.75% interest rate · Effective Oct 1, 2026
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More details - evolve Federal Credit UnionBoost Term Share CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply (1 year or less: 90 days' interest, 2 year: 180 days' interest, 3 year: 270 days' interest, 4 year: 360 days' interest, 5 year: 450 days' interest). Platinum and Diamond Elite accounts qualify for a rate boost.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Resource One Credit UnionRegular CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,000Requirements
Product: Automatically renews at the term selected and the rate at the time of renewal. Additional deposits cannot be made during the term. Penalty for early withdrawal prior to maturity date. Membership eligibility applies (lives or works in Mesquite, Garland, Irving, Cedar Hill, or Dallas County, TX).
Offer: Dividends paid monthly. Penalty will or may be imposed for early withdrawal prior to maturity date.
3.75% interest rate · Effective Oct 6, 2026
Rate checked
More details - First State Bank of Beecher CityCertificates of DepositCD · 60 months · $500 min
Bank · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,000Requirements
Product: Penalty for early withdrawal on above accounts. All interest rates subject to change.
Offer: 60 Month term. Penalty for early withdrawal.
3.75% interest rate · Effective Sep 29, 2026
Rate checked
More details - Balboa Thrift and LoanJumbo Certificates of DepositCD · 60 months · $10,000 min
Bank · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,000Requirements
Product: No maintenance fees on CDs. Interest compounded daily if added back to certificate; simple interest if paid monthly by check or deposited into savings. 5-day grace period after maturity. Early withdrawal penalty equal to 3 months of interest.
3.75% interest rate · Compounded daily · Effective Oct 2, 2026
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More details - Quest Federal Credit UnionShare CertificateCD · 60 months · $1,000 min · 3.56%–4.07% by balance
Credit union · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,000Requirements
Product: The minimum balance to open a Share Certificate is $1000.00 ($500.00 for minors age 18 and under). A higher rate is paid on share certificates $10,000.00 and over. Dividends on share certificates are paid monthly and can be posted to the share certificates balance, deposited into a Share or Share Draft Account or mailed to the member in a check. No additional funds may be added to the share certificates until the maturity date. Withdraws before the maturity date will incur an early withdraw penalty. share certificates will automatically renew for the same term at maturity, at the current rate. There is a 10 day grace period after maturity in which you the member may make changes or redeem the share certificates.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and up 3.56% $10,000 and upYour amount 3.82% $75,000 and up 4.07% Rate checked
More details - Rocky Mountain Credit UnionTerm CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,000Requirements
Product: Requires Membership Savings with a minimum $20 balance. Cannot add to certificate during term.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - KEMBA Louisville Credit UnionCertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,0003.75% interest rate · Effective Apr 1, 2022
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More details - StagePointShare Certificate AccountsCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.82%APY$2,062 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited on the last day of the month and at maturity. Option for dividend payment designation upon certificate opening. Early withdrawal penalty applies: 90 days of dividends for 3, 6 & 12 months; 180 days of dividends for 18, 24, 36, 48 & 60-month share certificates. Minimum $500 to maintain the account.
Offer: Dividend rate stated as 'As high as 3.75%'.
3.75% interest rate
Rate checked
More details - Kraftman Federal Credit UnionCertificates of DepositCD · 60 months
Credit union · Add a location to see nearby branches
3.82%APY$2,059 over 60 months on $10,000Requirements
Product: Dividends earned are posted monthly. Early withdrawal fees or applicable conditions could reduce earnings.
3.75% interest rate
Rate checked
More details - HEFCUShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.82%APY$2,059 over 60 months on $10,000Requirements
Product: Dividends are compounded and credited quarterly. Early withdrawal penalty applies (equals 180 days' dividends). CDs are prohibited from additional deposits after opening. Automatically renews on maturity date with a 10-day grace period.
3.75% interest rate · Effective Sep 18, 2026
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More details - Members Credit UnionCertificate of DepositCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
3.81%APY$2,056 over 60 months on $10,000Requirements
Product: For CD Renewals, MCU must be contacted to obtain stated rates. Early withdrawal penalty may apply. Average daily balance required to earn APY.
Offer: 5-year term
3.75% interest rate · Effective Sep 30, 2026
Rate checked
More details - 3.81%APY$2,056 over 60 months on $10,000
Requirements
Product: Minimum balance $500. Dividends compound monthly. Early withdrawal penalties apply (3 months interest for terms < 1 year, 6 months interest for terms >= 1 year). Co-op points can be used to increase rate.
3.75% interest rate · Effective Oct 5, 2026
Rate checked
More details - DC Credit UnionRegular Share CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$2,056 over 60 months on $10,000Requirements
Product: Certificates are a low risk way to earn higher interest on savings over time. Penalty may be imposed for early withdrawal. Fees may reduce earnings.
Rate checked
More details - Freedom Credit UnionCertificate AccountCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
3.81%APY$2,056 over 60 months on $10,000Requirements
Product: Membership in Freedom Credit Union required ($5 minimum savings account balance). Minimum deposit of $500 ($250 for Youth CD - 25 or younger). Early withdrawal penalty applies. Dividends calculated by actual daily balance method and paid monthly.
Offer: $250 minimum opening deposit for Youth CD (25 or younger).
3.75% interest rate · Effective Oct 7, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank