Credit union · NCUA insured
evolve Federal Credit Union CD Rates
Top Carrotevolve Federal Credit Union’s best CD rate is 4.07% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How evolve Federal Credit Union’s CD rates compare
Compared with banks and credit unions near El Paso, TX, where evolve Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
evolve Federal Credit Union
4.07%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $407
Boost Term Share Certificate
Top rate
Raiz
4.44%APY
- Term
- 12 months
- Minimum
- $25
- Earns on $10,000
- $444
2nd-highest rate
GECU
4.44%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $444
evolve Federal Credit Union CD score
88
CD score
Higher than 80% of U.S. banks and credit unions
- 3–8 months3–8 mo3.82%
- 9–15 months9–15 mo4.07%
- 16–30 months16–30 mo3.82%
- 31–60 months31–60 mo3.82%
- QualifiedQualified4.07%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where evolve Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Boost Term Share Certificate
Up to 4.07%APY · 7 terms
Early withdrawal penalties apply (1 year or less: 90 days' interest, 2 year: 180 days' interest, 3 year: 270 days' interest, 4 year: 360 days' interest, 5 year: 450 days' interest). Platinum and Diamond Elite accounts qualify for a rate boost.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.04% | $75 |
| 6 months | 3.82% | $189 |
| 12 months | 4.07% | $407 |
| 24 months | 3.82% | $779 |
| 36 months | 3.40% | $1,055 |
| 48 months | 3.56% | $1,502 |
| 60 months | 3.82% | $2,062 |
Jumbo CD
Up to 4.07%APY · 5 terms
Available on balances over $100,000 for CD terms 1 year and over.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.07% | — |
| 24 months | 4.07% | — |
| 36 months | 3.40% | — |
| 48 months | 3.56% | — |
| 60 months | 3.82% | — |
Boost Advantage CD Saver
3.82%APY · 1 term
Unlimited deposits are allowed into the CD saver. Earnings are paid on a quarterly basis. Withdrawals are not allowed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.82% | $382 |
Who can join evolve Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone who works in the Healthcare industry, regardless of job title or job function, is eligible to qualify for a Healthcare membership plan with established direct deposit.
Family and household
- Joint members who do not work in the Healthcare industry can be added to an account, provided the person who qualifies for the healthcare plan is the primary account holder.
Cost to join
- Establishing membership requires opening a savings account with a minimum deposit of $15.
Membership information collected October 5, 2026.