Credit union · NCUA insured
DC Credit Union
Top CarrotA $90.5M credit union headquartered in Washington, DC, with 9,931 members and 3 branches in District of Columbia. Best rates: CDs 4.05% and savings 2.12% APY.
DC Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 80% of U.S. banks and credit unions
#31 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About DC Credit Union
Founded in the 1950s, DC Credit Union is an entirely member-owned credit union serving Washington, D.C. and Prince George’s County, Maryland.
The credit union is a Community Development Financial Institution dedicated to creating access to credit for everyone in the community as a tool for economic development.
- Headquarters
- 20 M St SE Ste 280, Washington, DC 20003-3548
- NCUA charter
- 16411
Branches
3 branches in District of Columbia
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District of Columbia
3 branches
- Navy YardMain office20 M St SE Ste 280, Washington, DC 20003Directions
- Acceso3059 Mount Pleasant St NW, Washington, DC 20009Directions
- Navy Yard Branch20 M St SE, Ste GL-100, Washington, DC 20003Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.57% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio12.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.57%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of DC Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.