Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 526–540 results
- Brewer Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.02%APY$820 over 24 months on $10,000Requirements
Product: Dividend period is monthly. Dividends are compounded and credited monthly. A penalty may be imposed for early withdrawal. Rates are fixed for the term of the account. Certificates renew at the end of the term with a 10-day grace period.
3.95% interest rate · Effective Oct 6, 2026
Rate checked
More details - Ascend Federal Credit UnionRegular Share CertificateCD · 24 months · $1,000 min · 4.02%–4.07% by balance
Credit union · Add a location to see nearby branches
4.02%APY$820 over 24 months on $10,000Requirements
Product: Certificate accounts have no fees; penalty for early withdrawal applies. Dividends compounded and credited monthly based on daily balance. Automatically renewable with a 7-day grace period.
Offer: Fixed rate. Additional deposits not allowed. Penalty of 210 days' dividends for early withdrawal.
3.95% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Share Certificate Balance APY Any balanceYour amount 4.02% $100,000 and upJumbo certificate. A negotiated rate may be obtained for $100,000.00 or greater. 4.07% Rate checked
More details - Marquette Savings BankCertificates of DepositCD · 24–29 months · $500 min
Bank · Add a location to see nearby branches
4.01%APYRequirements
Product: Minimum opening deposit of $500.00 except where noted. Daily balance method used to calculate interest. Additional deposits cannot be made during term. Early withdrawal penalties apply.
Offer: Interest compounded and credited quarterly for terms of 12 to 60 months. Must maintain a minimum balance of $500 to obtain disclosed APY.
3.95% interest rate · Effective Oct 20, 2026
Rate checked
More details - First Federal Bank of Kansas CityCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.01%APY$818 over 24 months on $10,000Requirements
Product: FDIC insured up to $250,000. No fees or monthly maintenance service charge. Automatic renewal options. Must be a US resident or permanent resident alien and at least 18 years old to open online.
Offer: Penalty for early withdrawal.
3.95% interest rate · Effective Oct 23, 2026
Rate checked
More details - Diamond Credit UnionRegular Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.01%APY$818 over 24 months on $10,000Requirements
Product: Must qualify for membership. Early withdrawal penalty applies. Calculated on minimum opening deposit.
Effective Oct 16, 2026
Rate checked
More details - New Frontier BankCertificates of DepositCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.01%APY$818 over 24 months on $10,0003.95% interest rate · Effective Oct 1, 2026
Rate checked
More details - Shoreline Hometown Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.01%APY$818 over 24 months on $10,000Requirements
Product: Membership eligibility required. Dividends compounded and credited quarterly. Penalty for early withdrawal is half of the interest earned over the term of the certificate. $1,000 minimum deposit ($500 for custodial accounts). Automatic renewal at maturity.
Offer: $500 minimum opening balance for custodial accounts.
3.95% interest rate · Effective Oct 16, 2026
Rate checked
More details - The First National Bank in Sioux FallsCertificate of Deposit (CD)CD · 24 months · $10,000 min
Bank · Add a location to see nearby branches
4.01%APY$818 over 24 months on $10,000intro rateRequirements
Product: Renewable CD with negotiable rates available by contacting the Personal Banking team.
Offer: Early withdrawal penalty and other restrictions may apply. Offer not valid on public funds. CD is automatically renewed for a 24-month term. This offer expires 10/31/26.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Wisconsin Medical CUShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.01%APY$818 over 24 months on $10,000Requirements
Product: Dividends compounded quarterly. Penalty for early withdrawal.
3.95% interest rate · Compounded quarterly · Effective Sep 18, 2026
Rate checked
More details - MERCO Credit UnionTerm CertificatesCD · 6–60 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APYintro rateRequirements
Offer: Flex Term Promotion (6-60 Months)
Promotional rate · 3.93% interest rate · Effective Oct 1, 2026
Rate checked
More details - Washington TrustChoose Your Term CDCD · 12–24 months · $500 min
Bank · Add a location to see nearby branches
4.00%APYwith conditionsRequirements
Product: Terms from 1-2 years. Washington Trust checking account required. Open in branch or over the phone. No municipal or government funds. Early withdrawal penalties apply.
Offer: Choose a term from 1-2 years. Washington Trust checking account required. Open in branch or on the phone. No municipal or government funds. Early withdrawal penalties apply.
Qualified rate · Balance cap $5,000,000 · Effective Aug 26, 2026
Rate checked
More details - Bank of UticaCertificates of Deposit (CD)CD · 12–24 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APYRequirements
Product: Local deposits only for Oneida, Herkimer, Madison, Otsego Counties. New customer limit $3,000,000. Compounded quarterly (Q). Non-transferable. Early withdrawal penalties apply based on remaining term.
Offer: Under $100,000 tier; 1 year up to 2 years term; compounded quarterly.
3.94% interest rate · Compounded quarterly · Balance cap $99,999.99 · Effective Oct 1, 2026
Rate checked
More details - Armstrong County Building and LoanCertificates of DepositCD · 18–24 months · $500 min
Bank · Add a location to see nearby branches
4.00%APYRequirements
Product: Daily compounding. Penalties for early withdrawals.
Offer: Early withdrawal penalty of 6 months interest; N/A Bump-Ups
3.87% interest rate · Effective Oct 21, 2026
Rate checked
More details - Armstrong County Building and LoanCD SpecialsCD · 18–24 months · $500 min
Bank · Add a location to see nearby branches
4.00%APYRequirements
Product: Daily Compounding. Penalties for early withdrawals.
3.87% interest rate · Effective Oct 21, 2026
Rate checked
More details - Stoughton Co-Operative BankCD SpecialsCD · 21–25 months · $500 min
Bank · Add a location to see nearby branches
4.00%APYintro rateRequirements
Product: Minimum $500.00 to open, maximum $250,000.00 opening deposit. Must be new money to Stoughton Co-Operative Bank. CD accounts are subject to early withdrawal penalties.
Offer: Maximum opening deposit $250,000.00; must be new money to Stoughton Co-Operative Bank
Promotional rate · 3.98% interest rate · Balance cap $250,000 · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank