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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 526–540 results

  1. Top Carrot, Carrot Score 94
    Canvas Credit UnionCertificates of Deposit (CDs)CD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.95%APY$598 over 18 months on $10,000intro rate
  2. SouthPoint Financial Credit UnionCertificatesCD · 18 months

    Credit union · Add a location to see nearby branches

    3.95%APY$598 over 18 months on $10,000
  3. IBEW Federal Credit UnionRegular CertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.95%APY$598 over 18 months on $10,000
  4. Nebraska State Employees Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.95%APY$598 over 18 months on $10,000
  5. Top Carrot, Carrot Score 89
    Bangor Federal Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.92%APY$594 over 18 months on $10,000
  6. Top Carrot, Carrot Score 89
    Seaboard Federal Credit UnionCertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.92%APY$594 over 18 months on $10,000
  7. OREM CITY EMPLOYEESShare CertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.92%APY$594 over 18 months on $10,000
  8. Top Carrot, Carrot Score 88
    ARC Federal Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.92%APY$594 over 18 months on $10,000
  9. Top Carrot, Carrot Score 89
    PALCO Federal Credit UnionShare CertificatesCD · 18 months · $500 min

    Credit union · Add a location to see nearby branches

    3.91%APY$592 over 18 months on $10,000
  10. First National BankSpecial Term CDsCD · 18 months

    Bank · Add a location to see nearby branches

    3.91%APY$592 over 18 months on $10,000
  11. Top Carrot, Carrot Score 87
    Michigan United Credit UnionCertificateCD · 18 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.91%APY$592 over 18 months on $10,000
  12. Top Carrot, Carrot Score 91
    Goldenwest Credit Union18 Month Variable CertificateCD · 18 months · $50 min

    Credit union · Add a location to see nearby branches

    3.91%APY$592 over 18 months on $10,000
  13. United Heritage Credit UnionCertificate of Deposit (CD)CD · 18 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.91%APY$592 over 18 months on $10,000
  14. Top Carrot, Carrot Score 96
    Cornhusker BankCertificates of DepositCD · 18 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.91%APY$592 over 18 months on $10,000
  15. Top Carrot, Carrot Score 88
    US Community Credit UnionCertificateCD · 18 months · $500 min · 3.91%–3.96% by balance

    Credit union · Add a location to see nearby branches

    3.91%APY$592 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.

What 18-month CDs pay nationwide

3,154 CDs at 2,793 banks and credit unions · checked Oct 22–24

Typical
3.25%
Top 10% from
4.10%
Banks, typical
2.90%
Credit unions, typical
3.30%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate