Credit union · NCUA insured
Canvas Credit Union CD Rates
Top CarrotCanvas Credit Union’s best CD rate is 4.25% APY on a 21-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Canvas Credit Union’s CD rates compare
Compared with banks and credit unions near Denver, CO, where Canvas Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Canvas Credit Union
4.25%APY
- Term
- 21 months
- Minimum
- $1,000
- Earns on $10,000
- $756
Certificates of Deposit (CDs)
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Canvas Credit Union CD score
90
CD score
Higher than 91% of U.S. banks and credit unions
- 3–8 months3–8 mo4.00%
- 9–15 months9–15 mo4.15%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo3.60%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Canvas Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 4.25%APY · 10 terms
Canvas Credit Union membership required. Minimum $1,000 to open and $1,000 minimum balance to earn interest. Dividends credited and compounded monthly.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.90% | $193 |
| 7 monthsLimited time offer; promo CD | 4.00% | $231 |
| 12 months | 3.85% | $385 |
| 15 monthsLimited time offer; promo CD | 4.15% | $521 |
| 18 months | 3.95% | $598 |
| 21 monthsLimited time offer; promo CD | 4.25% | $756 |
| 24 months | 3.85% | $785 |
| 36 months | 3.60% | $1,119 |
| 48 months | 3.45% | $1,453 |
| 60 months | 3.40% | $1,820 |
Classic Secured Mastercard CD
0.50%APY
$500 to open. $500 min balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.50% | $50 |
Special-purpose accounts
Family Health Savings Account Certificates of Deposit (CDs)
Up to 3.95%APY · 7 terms
$1,000 to open. $1,000 min balance. Family coverage HSA CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.90% | $193 |
| 12 months | 3.85% | $385 |
| 18 months | 3.95% | $598 |
| 24 months | 3.85% | $785 |
| 36 months | 3.60% | $1,119 |
| 48 months | 3.45% | $1,453 |
| 60 months | 3.40% | $1,820 |
IRA Certificates of Deposit (CDs)
Up to 3.95%APY · 6 terms
Canvas Credit Union membership required. Traditional and Roth IRA options. Interest compounded & credited quarterly. $2,500 minimum balance to earn dividends/open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.85% | $385 |
| 18 months | 3.95% | $598 |
| 24 months | 3.85% | $785 |
| 36 months | 3.60% | $1,119 |
| 48 months | 3.45% | $1,453 |
| 60 months | 3.40% | $1,820 |
Sources (3)
All captured Oct 4, 2026
Single Health Savings Account Certificates of Deposit (CDs)
Up to 3.95%APY · 7 terms
$1,000 to open. $1,000 min balance. Single coverage HSA CD.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.90% | $193 |
| 12 months | 3.85% | $385 |
| 18 months | 3.95% | $598 |
| 24 months | 3.85% | $785 |
| 36 months | 3.60% | $1,119 |
| 48 months | 3.45% | $1,453 |
| 60 months | 3.40% | $1,820 |
6-Month Youth CD
3.90%APY · 1 term
Available to members under 18 years of age. Requires $50.00 minimum to open and a $50 minimum balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsAvailable to members under 18 years of age | 3.90% | $193 |
Who can join Canvas Credit Union
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