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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 466–480 results

  1. Top Carrot, Carrot Score 88
    Maple Federal Credit UnionShare CertificateCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  2. Top Carrot, Carrot Score 91
    New Jersey Law & Public Safety Credit UnionCertificate of DepositCD · 24 months · $1,000 min · 4.00%–4.11% by balance

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  3. Top Carrot, Carrot Score 87
    Austin Telco Federal Credit UnionShare CertificateCD · 24 months · $1,000 min · 4.06%–4.27% by balance

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  4. Top Carrot, Carrot Score 88
    All Saints Federal Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  5. Top Carrot, Carrot Score 90
    Minnesota Valley Federal Credit UnionTriple Play CertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  6. F&M Bank and Trust CompanyCertificates of Deposit (CDs)CD · 24 months · $5,000 min

    Bank · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  7. Legacy Credit UnionCD'sCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  8. Top Carrot, Carrot Score 93
    U.P. State Credit UnionCertificates of DepositCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  9. Top Carrot, Carrot Score 89
    Muskegon Federal Credit UnionShare CertificatesCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  10. Top Carrot, Carrot Score 88
    1st Street Credit UnionShare CertificatesCD · 24 months · $1,000 min · 4.06%–4.16% by balance

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  11. Security First BankFlex CD AccountCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  12. Loudoun Credit UnionShare CertificatesCD · 24 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000intro rate
  13. Top Carrot, Carrot Score 89
    Central Bank UtahCertificates of DepositCD · 24–35 months · $500 min

    Bank · Add a location to see nearby branches

    4.06%APY
  14. Top Carrot, Carrot Score 90
    WEPCO Federal Credit UnionShare CertificateCD · 24 months · $500 min

    Credit union · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000
  15. Farmers & Merchants BankCD’sCD · 24 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.06%APY$828 over 24 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 2-year CDs pay nationwide

4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24

Typical
3.05%
Top 10% from
4.06%
Banks, typical
2.75%
Credit unions, typical
3.25%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate