New Jersey Law & Public Safety Credit Union CD Rates

How New Jersey Law & Public Safety Credit Union’s CD rates compare

Compared with banks and credit unions near Trenton, NJ, where New Jersey Law & Public Safety Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
New Jersey Law & Public Safety Credit Union
4.06%APY
Term
24 months
Minimum
$1,000
Earns on $10,000
$828
Certificate of Deposit
Top rate
Altra Federal Credit Union
4.75%APY
Term
30 months
Minimum
$1,000
Earns on $10,000
$1,230
Altra Federal Credit Union rates
2nd-highest rate
First Commerce Bank
4.50%APY
Term
17 months
Minimum
$1,000
Earns on $10,000
$643
First Commerce Bank rates

Compare CD rates near you →

CD score

Higher than 75% of U.S. banks and credit unions

By term

3–8 months3–8 mo3.60%
9–15 months9–15 mo3.75%
16–30 months16–30 mo4.06%
31–60 months31–60 mo3.70%
QualifiedQualified4.06%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where New Jersey Law & Public Safety Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Certificate of Deposit

Up to 4.06%APY · 8 termsFrom $1,000 to open

$1,000 minimum balance required. Penalty for early withdrawal. Dividends compounded and credited quarterly. Membership requires purchasing and maintaining at least 1 share ($50.00 par value).

Earnings on $10,000 over the term.
Term	APY · $1,000 – $10,000	APY · $10,000 – $25,000	APY · $25,000 and up	APY	Earns on $10,000Earns
6 months	3.55%	3.60%	3.65%	3.60%3.55% $1k–$10k3.65% from $25k	$178
12 months	3.70%	3.75%	3.80%	3.75%3.70% $1k–$10k3.80% from $25k	$375
15 months	3.24%	3.29%	3.34%	3.29%3.24% $1k–$10k3.34% from $25k	$413
18 months	3.80%	3.85%	3.90%	3.85%3.80% $1k–$10k3.90% from $25k	$583
24 months	4.00%	4.06%	4.11%	4.06%4.00% $1k–$10k4.11% from $25k	$828
36 months	3.55%	3.60%	3.70%	3.60%3.55% $1k–$10k3.70% from $25k	$1,119
48 months	3.60%	3.65%	3.70%	3.65%3.60% $1k–$10k3.70% from $25k	$1,542
60 months	3.65%	3.70%	3.75%	3.70%3.65% $1k–$10k3.75% from $25k	$1,992

Sources (2)

All captured Oct 22, 2026

Who can join New Jersey Law & Public Safety Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

Membership is open to employees and retirees of the Office of Law and Public Safety (inclusive of the Division of Motor Vehicles), employees of the New Jersey Judiciary, employees of the Office of the Public Defender, and Credit Union employees.

Family and household

Membership is open to immediate families of eligible employees and retirees.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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