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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 421–435 results

  1. Sharefax Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000with conditions
  2. Sharefax Credit UnionBump Share CertificatesCD · 48 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000with conditions
  3. Friends and Family Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000with conditions
  4. Top Carrot, Carrot Score 89
    Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  5. The Cecilian BankCertificate of Deposit (CDs)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  6. MTC Federal Credit UnionShare Certificates PlusCD · 48 months · $10,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  7. Top Carrot, Carrot Score 91
    PECUCDCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  8. A+ Federal Credit UnionShare CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  9. Top Carrot, Carrot Score 88
    Discovery Federal Credit UnionCertificatesCD · 48 months · $100 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  10. Top Carrot, Carrot Score 94
    East Texas Professional Credit UnionTerm Share CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  11. AMOCO Federal Credit UnionBump-Up CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  12. Riverfront Federal Credit UnionPreferred CertificatesCD · 48 months · $100 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000with conditions
  13. Peoples State BankCertificates of Deposit (CDs)CD · 48 months · $250 min · 3.75%–3.96% by balance

    Bank · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  14. Top Carrot, Carrot Score 89
    City State BankCertificate of Deposit AccountsCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000
  15. Top Carrot, Carrot Score 93
    Capital Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.85%APY$1,631 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate