Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 421–435 results
- Center Parc Credit UnionStandard CDCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: You must be a member to open a Certificate of Deposit. Penalty may apply for early withdrawals. Fees may reduce earnings. APY assumes interest remains on deposit until maturity. Option to automatically renew at maturity.
4.02% interest rate · Effective Oct 1, 2026
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More details - RBC BankCertificate of Deposit (CD)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,0004.02% interest rate
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More details - OTIS Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Open with as little as $500. Automatic renewal at maturity with 10-day grace period. Additional deposits not allowed; withdrawal of dividends allowed. Early withdrawal of principal subject to penalty. Membership eligibility requires living, working, worshiping, or attending school in specified Maine counties, or immediate family.
Offer: Early withdrawal penalty of 180 days dividends for maturities of 1 to 3 years.
4.03% interest rate · Effective Sep 29, 2026
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More details - Trumark Credit UnionBump-Up CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Request a rate bump if rates rise: once during a 24-month term, twice during a 48-month term. Rate increases apply to the remaining term.
Offer: Allows one rate bump during the 24-month term.
4.03% interest rate · Effective Sep 18, 2026
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More details - Trumark Credit UnionCertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,0004.03% interest rate · Effective Sep 18, 2026
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More details - Firefighters Credit UnionCertificate AccountsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,0004.02% interest rate · Effective Sep 21, 2026
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More details - IBEW Federal Credit UnionRegular CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,0004.04% interest rate · Effective Sep 22, 2026
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More details - Potlatch No 1 Financial Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Available to members who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington. Dividends paid quarterly. APY assumes dividends remain on deposit until maturity. Early withdrawal penalty applies: 90 days' dividends for terms under 1 year and 180 days' dividends for terms 1 year or longer. 10-day grace period at maturity.
Offer: Minimum average daily balance of $500.00 required to obtain APY.
4.04% interest rate · Effective Sep 22, 2026
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More details - Peninsula Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: Early withdrawal penalties apply.
Effective Sep 3, 2026
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More details - 4.09%APY$835 over 24 months on $10,000
Requirements
Product: Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
Offer: Fees could reduce the earnings on the account. There is a penalty for early withdrawal. Rate may not be bumped until six months after the open date of the CD. Interest is compounded monthly and credited monthly.
4.02% interest rate · Compounded monthly · Effective Oct 13, 2026
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More details - Leighton State BankCertificates of Deposit (CDs)CD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.09%APY$835 over 24 months on $10,000intro rateRequirements
Product: Maturity terms vary from 3 months to 5 years. $500 minimum balance requirement. Early withdrawal penalties may apply. Fees, if any, may reduce earnings. All deposits are FDIC insured.
Offer: Interest paid semi-annually.
Promotional rate · 4.05% interest rate · Effective Aug 24, 2026
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More details - Community Connect Federal Credit UnionShare CertificateCD · 24 months
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: Dividends on CD's are paid quarterly based on maturity day.
4.00% interest rate · Effective Jan 1, 2026
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More details - Morris Sheppard Texarkana FCUCertificates of DepositCD · 6–24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.08%APY4.00% interest rate
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More details - Greater Metro Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000Requirements
Product: Minimum amount required to purchase a share certificate is $500.00. Dividends are compounded daily and credited monthly. Early withdrawals are subject to penalty which may reduce principal.
Offer: Early withdrawal penalty is 60 days of dividends.
4.00% interest rate · Compounded daily · Effective Oct 1, 2026
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More details - Longview Community BankCertificate of DepositsCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.08%APY$833 over 24 months on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank