Credit union · NCUA insured
Community Connect Federal Credit Union
A $27.2M credit union headquartered in Titusville, PA, with 2,867 members and 1 branch in Pennsylvania. Best rates: CDs 4.08% and savings 1.16% APY.
Community Connect Federal Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#3 of 9 in Meadville, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Connect Federal Credit Union
Community Connect Federal Credit Union is a member-owned financial institution based in Titusville, Pennsylvania, originally chartered in 1956.
Originally named Cyclops Titusville Federal Credit Union to serve Universal Cyclops Specialty Steel Division employees, it became Oil Country FCU in 1995 before adopting its current name in 2017.
- Headquarters
- 1050 E Spring St, Titusville, PA 16354-7826
- NCUA charter
- 11172
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, attend school and business and other legal entities in Crawford, Forest, Warren or Venango Counties, Pennsylvania.
Employers and groups
- Employees of the credit union.
Family and household
- Spouses of persons who died while within the field of membership of this credit union.
- Members of their immediate families or households (spouse, child, sibling, parent, grandparent, grandchild, step parents, step children, step siblings, and adopted relationships); and organizations of such persons.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- CU OfficeMain office1050 E Spring St, Titusville, PA 16354Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.72% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.59% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.35% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio12.72%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.59%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.35%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Connect Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.