Credit union · NCUA insured
Morris Sheppard Texarkana FCU CD Rates
Morris Sheppard Texarkana FCU’s best CD rate is 4.08% APY on a 6-month share certificate (CD). Rates checked October 16, 2026.
How Morris Sheppard Texarkana FCU’s CD rates compare
Compared with banks and credit unions near Texarkana, TX-AR, where Morris Sheppard Texarkana FCU has the most branches. $10,000, best rate first.
This credit union’s best
Morris Sheppard Texarkana FCU
4.08%APY
- Term
- 6–24 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- —
Certificates of Deposit
Top rate
Texana Bank
4.50%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $566
2nd-highest rate
Capital One
4.40%APY
- Term
- 11 months
- Requires
- None
- Minimum
- $0
- Earns on $10,000
- $403
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
4.08%APY · 1 term
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–24 months | 4.08% | $202 |
Sources (1)
- morrissheppardfcu.org/services · captured Sep 17, 2026
Who can join Morris Sheppard Texarkana FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Texarkana Water Utilities are eligible for membership.
Military, government and schools
- Employees of Bowie County are eligible for membership.
- Employees of City of Nash, TX are eligible for membership.
- Employees of City of Texarkana, AR are eligible for membership.
- Employees of City of Texarkana, TX are eligible for membership.
- Employees of City of Wake Village, TX are eligible for membership.
2 more ways to join
Military, government and schools
- Employees of Miller County are eligible for membership.
Family and household
- Immediate family members (spouse, children, and grandchildren) of employees of qualifying employer groups or members are eligible to join.
Membership information collected October 5, 2026.