Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 376–390 results
- St. Mary's Credit UnionRelationship CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000with conditionsRequirements
Product: Must maintain all requirements of the Relationship Checking account to obtain preferred Relationship Certificate rates. St. Mary's Credit Union membership eligibility required. Subject to early withdrawal penalties. Renews automatically upon maturity. Deposits cannot be made during the term of the account.
Offer: Requires maintaining all requirements of Relationship Checking account. Includes 0.15% premium to APY.
Qualified rate · 3.73% interest rate
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Available exclusively to Premier5 relationship customers.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - City & County Credit UnionCertificates of DepositCD · 9 months · $5,000 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: No monthly or service fees. A penalty may be imposed for early withdrawal.
Offer: Available for existing CCCU account balances. Automatically renews into a 12-month term at maturity unless otherwise directed.
3.80% interest rate · Effective Sep 29, 2026
Rate checked
More details - Legacy Credit UnionCD'sCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Standard CD early withdrawal penalties apply.
Rate checked
More details - MSU Federal Credit UnionCertificateCD · 9 months · $500 min · 3.85%–4.00% by balance
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000intro rateRequirements
Product: Fixed-rate certificate. Early withdrawal penalties apply: 90 days dividends for terms of 1 year or less; 180 days dividends for terms of 13 months to 5 years; 365 days dividends for terms of more than 5 years. No monthly or maintenance fees.
Offer: Valid thru 10/11/2026.
Promotional rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate Balance APY $500 and upYour amount 3.85% $100,000 and upJumbo tier. 4.00% Rate checked
More details - UnitedOne Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Membership eligibility required. Dividends calculated daily and paid quarterly. 10-day grace period at maturity.
3.80% interest rate · Effective Oct 5, 2026
Rate checked
More details - Bath State BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Minimum deposit $500. Penalties apply for early withdrawal.
Offer: Special 9-month rate.
Effective Oct 1, 2026
Rate checked
More details - First Sentinel BankCertificates of Deposit (CDs)CD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Penalty for early withdrawal. Fees could reduce earnings. Rates are subject to change without notice.
Offer: $500 minimum balance to obtain Annual Percentage Yield. Penalty for early withdrawal.
3.80% interest rate · Effective Sep 23, 2026
Rate checked
More details - 3.85%APY$287 over 9 months on $10,000
Requirements
Product: Fixed rate for term. Penalty for early withdrawal: 4 months interest. 7 calendar days grace period. Interest compounded and credited at maturity.
Offer: Fixed rate for term. Penalty for early withdrawal: 4 months interest. 7 calendar days grace period. Interest compounded and credited at maturity.
Effective Oct 1, 2026
Rate checked
More details - 3.85%APY$287 over 9 months on $10,000with conditions
Requirements
Product: Special CDs available for a limited time. Fees may reduce earnings. Early withdrawal penalties may apply.
Offer: Available for a limited time.
Qualified rate · Effective Sep 10, 2026
Rate checked
More details - Lookout Credit UnionLimited Time CD SpecialsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000intro rateRequirements
Product: New money is required. $500 minimum opening deposit. Early withdrawal penalty applies. Offer not available with any other rate increases or promotional rates. Membership qualifications may apply.
Offer: New money required.
Promotional rate · Effective Apr 27, 2026
Rate checked
More details - VacationLand Federal Credit UnionCertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Membership eligibility required with a minimum deposit of $5 in a savings account. Penalty may be imposed for early withdrawal.
Effective Sep 22, 2026
Rate checked
More details - Platinum BankCertificate of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Offers CDs from 3 months to 60 months. Contact bank for additional terms and rates. Early withdrawal penalty may be imposed.
Offer: 9 Month CD Special. Interest compounds quarterly. 90-day interest penalty for early withdrawal.
Effective Sep 18, 2026
Rate checked
More details - MONTGOMERY VAShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Pays dividends quarterly. Lock those savings in with ASE for long term earnings. $500 minimum opening deposit.
Offer: Quarterly compounding
3.80% interest rate
Rate checked
More details - ASE Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Minimum opening deposit $500. Pays dividends quarterly.
Offer: Interest compound period: Quarterly
3.80% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank