Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 346–360 results
- Optus BankCertificate of DepositCD · 9 months · $5,000 min
Bank · Add a location to see nearby branches
3.87%APY$289 over 9 months on $10,000with conditionsRequirements
Product: Offered to qualifying new relationship clients only. Minimum deposit of $5,000 required to open and maintain the advertised rate. If the account balance falls below $5,000, the account reverts to the then-current standard rate. Penalty for early withdrawal. Fixed rate for the term of the CD.
Offer: Offered to qualifying new relationship clients only. Minimum deposit of $5,000 required to open and maintain advertised rate. Effective June 1, 2026 through December 31, 2026. Early withdrawal penalty applies.
Qualified rate · 3.80% interest rate · Effective Jun 1, 2026
Rate checked
More details - Tulare County Federal Credit UnionShare CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.87%APY$289 over 9 months on $10,000Requirements
Product: Must maintain a balance equal to the minimum balance required to open to obtain disclosed APY and keep account open. Early withdrawal penalties apply (90 days' dividends for terms <= 12 months, 180 days' dividends for terms > 12 months). Once established, no further deposits prior to maturity date. No monthly maintenance fees.
Offer: Fixed rate. Compounded and credited monthly. Minimum to earn dividend is $1,000.
3.80% interest rate · Effective Apr 1, 2026
Rate checked
More details - True Sky Federal Credit UnionCertificate of Deposit (CD)CD · 7–12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.86%APYRequirements
Product: The APY assumes dividends are compounded quarterly and will remain on deposit until maturity. Fees may reduce earnings.
3.79% interest rate · Compounded quarterly
Rate checked
More details - True Sky Federal Credit UnionShare CertificateCD · 7–12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.86%APYintro rateRequirements
Product: Most certificate accounts require a minimum investment of $500. Early withdrawal penalty may apply. NCUA insured. Minimum deposit of $1,000 required max of $100,000 for APY rate accuracy terms. New money only.
Promotional rate · 3.79% interest rate
Rate checked
More details - VisionBankCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.86%APY$288 over 9 months on $10,000Requirements
Product: Minimum deposit amount of $1,000.00. A penalty may be imposed for early withdrawal. Daily balance method: the amount of the principal in the account each day. No monthly fees.
Offer: Early withdrawal penalty may apply. Daily balance.
3.80% interest rate · Effective Sep 24, 2026
Rate checked
More details - East Cambridge Savings Bank9-Month CDCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.86%APY$288 over 9 months on $10,000with conditionsRequirements
Product: Use promo code \"CD09\" when opening online. For personal and business deposits of Massachusetts residents and Massachusetts approved businesses only. A penalty may be imposed for early withdrawals.
Offer: Personal checking account with established direct deposit required or $10,000 new money required (funded with a minimum of $10,000 in new money not already on deposit at East Cambridge Savings Bank). Promo code CD09 when opening online.
Qualified rate · Effective Oct 4, 2026
Rate checked
More details - America First Credit UnionBump-Rate Certificate AccountsCD · 6–11 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: Allows adjusting/increasing the interest rate one time during the certificate term.
Offer: Increase rate one time during term. Early-withdrawal penalties may apply. Dividends credited monthly.
3.78% interest rate · Effective Oct 21, 2026
Rate checked
More details - SchoolsFirst FCUShare CertificateCD · 6–11 months · $500 min · 3.85%–4.05% by balance
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: At maturity, account automatically renews for the same term at the current rate. During the 10-day grace period, may change term, balance, or make withdrawals without penalty.
3.78% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and upYour amount 3.85% $20,000 and up 3.90% $50,000 and up 3.95% $100,000 and upJumbo tier. 4.00% $250,000 and upJumbo tier. 4.05% Rate checked
More details - Fidelis Catholic Credit UnionShare CertificatesCD · 6–11 months
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: Membership eligibility applies. Fees or withdrawals may reduce earnings. APY and interest rates may change after account opening.
Offer: Compounded monthly.
3.78% interest rate · Compounded monthly · Effective Oct 9, 2026
Rate checked
More details - Eagle BankCertificates of Deposit (CDs)CD · 6–16 months · $10,000 min
Bank · Add a location to see nearby branches
3.85%APYRequirements
Product: Minimum deposit to open the CD and obtain the APY is $500. Signature Banking Customers receive an increase of 0.10% on all new and renewed CDs. Combo CDs are offered to those customers who have an existing Eagle Bank checking account.
Offer: 6-16 Month CD/IRA Special accounts are available during a special promotion period only. Minimum deposit is $10,000. A penalty will be imposed for withdrawals before maturity. CDs will automatically renew at a 12-month term at the regular 12-month CD rate being offered by the Bank at the time of renewal.
3.78% interest rate · Effective Sep 24, 2026
Rate checked
More details - State Bank of India (California)Certificate of Deposit (CD)CD · 6–9 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APYRequirements
Product: Available in-branch and online. Fixed rates for the term of the CD. APY assumes interest remains on deposit until maturity. Minimum balance to open and obtain APY is $1,000. Early withdrawal penalty may apply.
Offer: Term is more than 6 months to 9 months (also listed as Up to 9 Months on personal CD page).
3.80% interest rate · Effective Feb 26, 2026
Rate checked
More details - Community National Bank & TrustCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000intro rateRequirements
Product: Available to KS, MO, or OK residents and existing customers. Terms available from 90 days to 5 years. No setup or maintenance fees. $1,000 minimum deposit to open. Substantial penalty may be charged for early withdrawal. Interest is compounded quarterly. Fees imposed could reduce earnings. FDIC insured.
Offer: 9 Month CD Special. Interest is compounded quarterly. Substantial penalty may be charged for early withdrawal. Fees imposed could reduce earnings.
Promotional rate · 3.80% interest rate · Compounded quarterly · Effective Oct 22, 2026
Rate checked
More details - Wildfire Credit UnionCertificate SpecialCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000intro rateRequirements
Product: Dividends are compounded and credited monthly. Penalty for early withdrawal.
Promotional rate · 3.78% interest rate
Rate checked
More details - Logansport Savings BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: A $1,000 minimum opening deposit is required. Maximum deposit of $5,000,000.00 per individual or entity. Jumbo Certificate of Deposits: Balances $100,000 or more add 0.100% to the certificate rate. Early withdrawal penalties apply. Interest may be compounded on the certificate or interest checks/transfers may be received on a monthly, quarterly, semi-annual or maturity basis.
Offer: Special rate. Early withdrawal penalty: 4.5 Months. Rate: 3.80% - 3.85% APY. Not applicable for Individual Retirement Accounts.
3.80% interest rate · Balance cap $5,000,000 · Effective Oct 22, 2026
Rate checked
More details - Tropical Financial Credit UnionRegular Certificate of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$287 over 9 months on $10,000Requirements
Product: Minimum average daily balance to earn APY is $500. Early withdrawal penalties apply. Rates effective as of October 19, 2026.
Offer: Minimum average daily balance to earn APY is $500.
3.80% interest rate · Effective Oct 19, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,186 banks and credit unions · checked Oct 16–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank