Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 301–315 results
- 3.95%APY$295 over 9 months on $10,000
Requirements
Product: Penalty for early withdrawal on Time Certificates. Fees may reduce earnings. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.
Offer: Compounding & Crediting Frequency: quarterly.
3.90% interest rate · Effective Oct 13, 2026
Rate checked
More details - The Freedom Bank of VirginiaFreedom 9 Month Flex Your Freedom Certificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000intro rateRequirements
Product: Limited time offer. New money and consumer deposits only. Freedom to add additional funds (depositors may add up to 100% of the original deposit amount). Interest compounded daily and paid at maturity. No withdrawals permitted for the first seven days after opening. Penalty for early withdrawal is 90 days interest.
Offer: New money and consumer deposits only. Depositors may add up to 100% of the original deposit amount. Interest paid at maturity. No withdrawals permitted for the first 7 days after opening. Early withdrawal penalty is 90 days interest.
Promotional rate · Compounded daily · Effective Oct 7, 2026
Rate checked
More details - The Freedom Bank of VirginiaCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000Requirements
Product: Rates subject to change without notice.
3.88% interest rate · Effective Oct 7, 2026
Rate checked
More details - ONE – Federal Credit UnionShare CertificateCD · 9 months · $250 min
Credit union · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000Requirements
Product: Fixed dividend rate and APY for the term; assumption that dividends remain on deposit until maturity. Early withdrawal penalty applies. Bump-up option available once during the term. Does not renew automatically at maturity.
Offer: Dividends compounded and credited at term end.
3.95% interest rate · Effective Jul 1, 2026
Rate checked
More details - Mid Penn BankCertificate of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000Requirements
Product: Rates shown for ZIP code 17061 (Central PA). Annual Percentage Yields (APY) based on semi-annual compounding. Substantial penalty for early withdrawal. $500 minimum balance, $50,000 maximum balance when opening online (visit a branch for amounts over $50,000). Terms from 60 months to 10 years available when opened in a financial center. Automatically renews upon maturity.
Offer: APY based on semi-annual compounding. Substantial penalty for early withdrawal.
3.91% interest rate · Effective Oct 2, 2026
Rate checked
More details - North Shore Bank of CommerceCD SpecialCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000Requirements
Product: Time deposit account interest compounds quarterly. APY assumes interest is deposited into the Certificate of Deposit quarterly and not withdrawn. Early withdrawal penalty applies. Fees may reduce earnings.
3.89% interest rate · Effective Oct 2, 2026
Rate checked
More details - Route 31Certificate of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000with conditionsRequirements
Product: Minimum $500 balance to earn dividend. Penalty for early withdrawal. Members can add money to any CD at any time, except restricted on some CD specials.
Offer: 0.25% APY bonus for Members with the Extra Mile Checking or Express Debit account and $600 or more in direct deposit.
Qualified rate · Effective Sep 25, 2026
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More details - AllCom Credit UnionCertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000Requirements
Product: AllCom membership is required. Early withdrawal penalty may apply. Dividends paid monthly or at maturity to CD, another account, or by check.
Offer: Regular CD
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More details - Space Coast Credit UnionCertificates of Deposit (CDs)CD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000Requirements
Product: Space Coast Credit Union membership is open to relatives of current members and all who work or live in eligible Florida counties. Minimum deposit required is $500. Monthly Service Fee is None.
3.89% interest rate · Effective Sep 21, 2026
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More details - Elevate Credit UnionGrowth CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000Requirements
Product: $500 minimum to start and a $25 monthly auto-transfer is required. Add money anytime. Early withdrawal results in termination of certificate and assessment of early withdrawal penalty.
Offer: Must have auto-transfer set up with at least $25 per month going into the certificate; additional deposits permitted anytime; early withdrawal terminates certificate with penalty.
Effective Sep 17, 2026
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More details - Yampa Valley BankTime CertificatesCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,0003.87% interest rate
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More details - California Highway Patrol Credit UnionCertificatesCD · 9 months · $2,000 min
Credit union · Add a location to see nearby branches
3.95%APY$295 over 9 months on $10,000Requirements
Product: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account. Substantial penalty for early withdrawal. APY assumes dividends are reinvested and remain in the account for the duration of the term. Rates subject to change without notice.
Offer: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account.
Rate checked
More details - Philadelphia Federal Credit UnionSavings CertificatesCD · 9 months · $250 min
Credit union · Add a location to see nearby branches
3.93%APY$293 over 9 months on $10,000Requirements
Product: Early withdrawal of funds results in loss of dividend earnings; penalty of 90 days dividends on certificates of less than one year, and 180 days dividends on certificates of one year or more.
3.85% interest rate
Rate checked
More details - Mobility Credit UnionCertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.93%APY$293 over 9 months on $10,000Requirements
Product: Minimum opening balance of $500 for lowest tier. Minimum deposit requirements range from $500 to $250,000 depending upon the rate tier. Terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months available; call for rates on terms longer than 24 months. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
3.85% interest rate · Effective Sep 17, 2026
Rate checked
More details - Lincoln Maine FCUShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.93%APY$293 over 9 months on $10,000Requirements
Product: Interest earned may be compounded or transferred to another account. Early withdrawal penalties may apply.
3.85% interest rate · Effective Oct 6, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,356 CDs at 1,186 banks and credit unions · checked Oct 16–23
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank