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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 211–225 results

  1. Top Carrot, Carrot Score 89
    Republic BankCertificates of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  2. Top Carrot, Carrot Score 89
    Ciera BankCertificate of DepositCD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  3. Top Carrot, Carrot Score 93
    AAEC Credit UnionCDCD · 48 months

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000intro rate
  4. Top Carrot, Carrot Score 90
    Bridge Credit UnionSecond Chance CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  5. Top Carrot, Carrot Score 95
    Superior Credit UnionRegular Share CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  6. Top Carrot, Carrot Score 99
    Quorum Federal Credit UnionCertificate AccountCD · 48 months · $100 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  7. Top Carrot, Carrot Score 89
    Stoneham Municipal Employees Federal Credit UnionTerm Share CertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  8. Top Carrot, Carrot Score 87
    AllCom Credit UnionCertificatesCD · 48 months · $500 min · 4.15%–4.25% by balance

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  9. Via Credit UnionShare CertificatesCD · 48–59 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY
  10. Top Carrot, Carrot Score 88
    PriorityONE Credit UnionCertificate of DepositCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  11. Top Carrot, Carrot Score 89
    Ascendia BankCertificates of DepositCD · 48 months · $500 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  12. IBEW Federal Credit UnionRegular CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  13. Top Carrot, Carrot Score 89
    S. Middlesex FCUShare Certificates of Deposit (CD)CD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  14. Top Carrot, Carrot Score 89
    Bank of CommerceCertificate of Deposit (CD)CD · 48 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000
  15. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$1,766 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,258 CDs at 2,924 banks and credit unions · checked Oct 16–23

Typical
3.00%
Top 10% from
3.99%
Banks, typical
2.50%
Credit unions, typical
3.20%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate