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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 211–225 results

  1. Top Carrot, Carrot Score 92
    Grant County BankCertificates of Deposit (CDs)CD · 3 months · $100 min · 3.74%–3.84% by balance

    Bank · Add a location to see nearby branches

    3.74%APY$92 over 3 months on $10,000
  2. Top Carrot, Carrot Score 92
    Home Bank of CaliforniaCertificates of DepositCD · 3–5 months · $10,000 min

    Bank · Add a location to see nearby branches

    3.72%APY
  3. Neighbors Federal Credit UnionShare CertificatesCD · 3 months · $1,500 min

    Credit union · Add a location to see nearby branches

    3.72%APY$92 over 3 months on $10,000
  4. Unified BankCDsCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.71%APY$91 over 3 months on $10,000
  5. Top Carrot, Carrot Score 93
    Mobility Credit UnionCertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.71%APY$91 over 3 months on $10,000
  6. Top Carrot, Carrot Score 89
    CPS IBEW FCUShare CertificatesCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.71%APY$91 over 3 months on $10,000
  7. Northwest Community BankCertificate of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.70%APY$91 over 3 months on $10,000
  8. Top Carrot, Carrot Score 95
    Toyota Financial Savings BankCertificates of DepositCD · 3 months · $1 min

    Bank · Add a location to see nearby branches

    3.70%APY$91 over 3 months on $10,000
  9. Heritage Community Credit UnionShare CertificatesCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.70%APY$91 over 3 months on $10,000intro rate
  10. Top Carrot, Carrot Score 88
    ACCESSbankCertificate of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.70%APY$91 over 3 months on $10,000intro rate
  11. Ion BankCertificates of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.70%APY$91 over 3 months on $10,000
  12. Empire State BankCertificate of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.70%APY$91 over 3 months on $10,000
  13. Top Carrot, Carrot Score 90
    Bank of UticaCertificates of Deposit (CD)CD · 3–6 months · $10,000 min

    Bank · Add a location to see nearby branches

    3.70%APY
  14. First Financial Federal Credit UnionCertificate Specials – ShareCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.70%APY$91 over 3 months on $10,000intro rate
  15. Top Carrot, Carrot Score 87
    CACL Federal Credit UnionShare CertificatesCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.70%APY$91 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-month CDs pay nationwide

2,137 CDs at 1,936 banks and credit unions · checked Oct 16–23

Typical
2.01%
Top 10% from
3.71%
Banks, typical
1.76%
Credit unions, typical
2.21%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate