Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 181–195 results
- HSBC Trust Company (Delaware)New Money CDsCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Offer: Minimum balance to obtain APY is more than $0. Opening online requires minimum balance of $1,000.
Rate checked
More details - Dirigo Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Must be opened in person at a branch. Dividends based on daily balance and paid monthly. Early withdrawal penalty: 90 days of dividends for terms under 2 years; 180 days of dividends for terms 2 years and above.
4.03% interest rate · Effective Oct 1, 2026
Rate checked
More details - Canton Co-operative Bank6-Month CD SpecialCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000intro rateRequirements
Product: Minimum deposit to open is $1,000.00 with a maximum of $500,000.00 per Tax Reporting Owner. Penalty for early withdrawal.
Offer: Existing funds.
Promotional rate · 4.03% interest rate · Balance cap $500,000 · Effective Oct 6, 2026
Rate checked
More details - 4.10%APY$203 over 6 months on $10,000
Requirements
Product: Minimum deposit to open is $1,000.00. A minimum daily balance of $10.00 is required to earn the APY. Penalty for early withdrawal.
4.03% interest rate · Effective Oct 6, 2026
Rate checked
More details - Community Resource Credit UnionCertificates of DepositCD · 6 months · $100 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: CRCU membership required. Penalty for early withdrawal. Fees may reduce earnings. Jumbo rates are no longer offered. You may add on to your certificate at any time during the term not to exceed $10,000.00 (does not apply to IRA and HSA Certificates). Non-transferable and non-negotiable.
4.01% interest rate · Effective Sep 30, 2026
Rate checked
More details - Mobility Credit UnionLimited Time New Money 6-Month Certificate SpecialCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000intro rateRequirements
Product: New money only. Early withdrawal penalty may apply. Minimum balance of $100.00 required to earn dividends.
Offer: New money only.
Promotional rate · 4.02% interest rate · Effective Sep 17, 2026
Rate checked
More details - Empeople Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal. For all certificates unless otherwise noted: minimum deposit of $500 required to open certificate and earn dividends. 3 Month Certificate requires a minimum deposit of $5,000.
Offer: Penalty for early withdrawal.
4.03% interest rate
Rate checked
More details - Quaint Oak BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Certificates of deposit accounts carry a substantial penalty for early withdrawal. All rates are subject to change.
Offer: Early withdrawal penalty applies.
3.96% interest rate · Effective Oct 6, 2026
Rate checked
More details - F&A Credit UnionCertificatesCD · 6 months · $1,000 min · 4.10%–4.20% by balance
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Must agree to receive paperless eStatements for premium rate. Early withdrawal penalty applies. Automatic renewal available. Federally insured up to $250,000.
Offer: $1,000 Minimum Deposit tier. Dividend rate 4.02%. Must agree to receive paperless eStatements.
4.02% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $1,000 and upYour amount 4.10% $50,000 and upDividend rate 4.12%. 4.20% Rate checked
More details - Blaze Credit UnionRegular CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Minimum opening deposit of $500. Additional deposits not allowed. Early withdrawal penalty of 30 days dividends. Automatically renews with a 14 calendar day grace period.
Offer: Dividends compounded/credited at maturity.
4.10% interest rate · Effective Sep 28, 2026
Rate checked
More details - UnitedOne Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Membership eligibility required. Dividends calculated daily and paid quarterly. 10-day grace period at maturity.
4.04% interest rate · Effective Oct 5, 2026
Rate checked
More details - Campus FederalCertificate AccountsCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: Certificate accounts are subject to substantial penalty for early withdrawal. Early withdrawal may affect APY. If minimum balance is not kept, service charges may affect APY. Fees could reduce earnings.
Offer: Dividends paid at maturity.
4.06% interest rate · Effective Oct 2, 2026
Rate checked
More details - Falcon National BankCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Offer: Current CD Special. $500 minimum opening deposit required to obtain APY. Not valid with any other offer. A penalty may be applied for early withdrawal. Fees may reduce earnings. Expires on or before 10/18/2026.
Effective Sep 24, 2026
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More details - Signature Federal Credit UnionStandard Share CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Product: With a minimum opening balance of $500, savings grow from 3 months to 5 years. No additional deposits can be made once the account is open. Fixed rate for the term; penalty may be assessed for early withdrawal.
Effective May 27, 2026
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More details - Meade County BankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.10%APY$203 over 6 months on $10,000Requirements
Offer: Minimum balance to obtain APY is $1,000.00. Assumes interest remains on deposit until maturity. Penalty may be imposed for early withdrawal. Automatically renewed for the same term with a 10-calendar-day grace period after maturity. Fees could reduce earnings.
Effective Jun 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,547 CDs at 3,998 banks and credit unions · checked Oct 16–23
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank