Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 151–165 results
- First Bank of Central OhioCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.30%APY$430 over 1 year on $10,000Requirements
Product: Interest is compounded daily and paid monthly (quarterly and annual payment also available). Fixed rate for the term of the certificate. May be set up to automatically renew. Early withdrawal penalties apply.
Offer: Early withdrawal penalty is 90 days. Daily compounding.
4.21% interest rate · Compounded daily · Effective Sep 2, 2026
Rate checked
More details - Chief Financial Credit UnionSpecial Share CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.29%APY$429 over 1 year on $10,000intro rateRequirements
Product: Federally insured by NCUA up to $250,000. Early withdrawal penalty may apply. Dividends paid monthly. Only new funds eligible for promotional rate.
Offer: Early withdrawal penalty may apply. Only new funds eligible for promotional rate.
Promotional rate · 4.21% interest rate · Effective Oct 1, 2026
Rate checked
More details - Conservation Employees Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.28%APY$428 over 1 year on $10,000Requirements
Product: Quarterly compounding. Subject to a 90-day early withdrawal penalty.
4.21% interest rate · Effective Oct 20, 2026
Rate checked
More details - Collegedale Credit UnionTerm Share CertificatesCD · 12 months · $0 min
Credit union · Add a location to see nearby branches
4.28%APY$428 over 1 year on $10,000Requirements
Product: Maturity dates from 90 days to 1 year. Penalty for early withdrawal. NCUA insured up to $250,000. The rates and APY may change after the account is opened.
Offer: Penalty will be imposed for early withdrawal. Rates and APY may change after the account is opened.
4.20% interest rate · Effective Sep 18, 2026
Rate checked
More details - Sterling United FCUTerm Certificate of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.28%APY$428 over 1 year on $10,000Requirements
Product: Early withdrawals are subject to 180 days penalty on earned or unearned dividends. Fees could reduce earnings on the account.
Offer: Early withdrawals are subject to 180 days penalty on earned or unearned dividends.
4.20% interest rate · Effective Oct 15, 2026
Rate checked
More details - First Westroads BankCertificates of DepositCD · 12 months · $500 min
Bank · Add a location to see nearby branches
4.28%APY$428 over 1 year on $10,0004.21% interest rate
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More details - Community National BankCD Special: Online OnlyCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.27%APY$427 over 1 year on $10,000intro rateRequirements
Product: Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's.
Offer: Online only. Only available to Consumer Customers. No Institutional or Public Funds are eligible for this promotion. Not available for IRA's. Minimum deposit of $1,000.00 is required to obtain APY. Maximum amount to open CD is $90,000.
Promotional rate · Balance cap $90,000 · Effective Oct 2, 2026
Rate checked
More details - Brainerd BN Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.27%APY$427 over 1 year on $10,000Requirements
Product: All accounts provided by BBNCU are insured with the NCUA up to $250,000. $1,000.00 minimum opening deposit. Dividends are posted quarterly. Additional deposits are not allowed (except at maturity). Withdrawals are allowed only at maturity. Automatic renewal. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Dividends posted quarterly. Early withdrawal penalty may apply. Automatic renewal.
4.20% interest rate
Rate checked
More details - 4.27%APY$427 over 1 year on $10,000intro rate
Requirements
Product: Must be new money not currently on deposit at Sonata Bank. Rate specials are available to consumers in Tennessee.
Offer: Applies to the initial term of a new 12-month CD Special. Must be new money to Sonata Bank. Available to consumers in Tennessee.
Promotional rate · Effective Sep 25, 2026
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More details - Hometown Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · Add a location to see nearby branches
4.27%APY$427 over 1 year on $10,000Requirements
Product: Must purchase a $5.00 par value share in the credit union and be a member in good standing. Certificates are fixed for the term of the instrument unless otherwise disclosed. Early withdrawal penalty applies: 90 days dividends for terms up to 15 months, 182 days dividends for terms 18 to 39 months, 365 days dividends for terms 42 to 72 months.
Offer: Available to members ages 21 years & younger. Early withdrawal penalty: 90 days dividends.
4.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - Chattanooga Federal Employees Credit UnionCertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
4.27%APY$427 over 1 year on $10,0004.20% interest rate
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More details - FNC BankCertificates of DepositCD · 12 months · $250 min
Bank · Add a location to see nearby branches
4.26%APY$426 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal.
4.19% interest rate · Effective Oct 16, 2026
Rate checked
More details - Woodlands National BankStandard CD RatesCD · 12 months · $1,000 min · 4.26%–4.37% by balance
Bank · Add a location to see nearby branches
4.26%APY$426 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal may be imposed: Certificates with terms of 1 year or less: the equivalent of 90 days' interest, Certificates with terms over 1 year: the equivalent of 180 days' interest. *Fees could reduce earnings.
4.22% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Standard CD Rates Balance APY $1,000 – $50,000Your amount 4.26% $50,000 and up 4.37% Rate checked
More details - Park BankCertificate of DepositCD · 12 months · $2,500 min · 1.71%–4.26% by balance
Bank · Add a location to see nearby branches
4.26%APY$426 over 1 year on $10,000intro rateRequirements
Product: Penalties may be imposed for early withdrawal.
Offer: Less than $10,000 Minimum Daily Balance to Earn Annual Percentage Yield; 1 Year term.
Promotional rate · 1.70% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $10,000 1.71% $10,000 and upYour amountInterest rate on the 1-year CD is a special, limited time offer. 4.26% Rate checked
More details - Washita State BankWSB Traditional CDCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
4.26%APY$426 over 1 year on $10,000Requirements
Product: Minimum balance of $1,000 to earn APY. Early Withdrawal Penalties May Apply. Interest Rates are Subject to Change Without Notice.
Offer: Early Withdrawal Penalties May Apply. Interest Rates are Subject to Change Without Notice.
4.18% interest rate · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,317 CDs at 4,380 banks and credit unions · checked Oct 16–23
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.05%
- Credit unions, typical
- 3.41%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank