Credit union · NCUA insured
Collegedale Credit Union CD Rates
Collegedale Credit Union’s best CD rate is 4.33% APY on a 6-month share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 15, 2026.
How Collegedale Credit Union’s CD rates compare
Compared with banks and credit unions near Riverside, CA, where Collegedale Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Collegedale Credit Union
4.33%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $214
Term Share Certificates
Top rate
America First Credit Union
4.60%APY
- Term
- 60 months
- Minimum
- $500
- Earns on $10,000
- $2,522
2nd-highest rate
CU SoCal
4.50%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $920
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 4.33%APY · 3 terms
Penalty for early withdrawal. NCUA insured up to $250,000. Rates and APY may change after account opening.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsA penalty will be imposed for early withdrawal | 1.06% | $26 |
| 6 monthsA penalty will be imposed for early withdrawal | 4.33% | $214 |
| 12 monthsA penalty will be imposed for early withdrawal | 4.28% | $428 |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
IRA Certificate
0.25%APY · 1 term
Available as Traditional IRA, Roth IRA, and Coverdell ESA 12 Month Certificates (options 86, 87, 88). Penalty will or may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to Traditional IRA-12 Month Certificate (86), Roth IRA-12 Month Certificate (87), and ESA-12 Month Certificate (88). A penalty will or may be imposed for early withdrawal | 0.25% | $25 |
Sources (2)
All captured Sep 24, 2026
Who can join Collegedale Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals within the credit union's zip code area.
Employers and groups
- Membership is open to employees of an SDA employer or SDA institution.
Family and household
- Membership is open to immediate family members of Seventh-day Adventist Church members and relatives of existing Collegedale Credit Union members.
Other ways
- Membership is open to any Seventh-day Adventist Church member worldwide.
Membership information collected October 5, 2026.