Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 46–60 results in West Virginia
- Mountain Heritage Federal Credit UnionShare CertificatesCD · 36 months · $500 min
Credit union · 4 branches
3.81%APY$1,187 over 36 months on $10,0003.75% interest rate
Rate checked
More details - Patriot Federal Credit Union8 Month Share CertificateCD · 8 months · $10,000 min
Credit union · 1 branch
3.80%APY$252 over 8 months on $10,000Requirements
Product: Penalty for early withdrawal. Dividend earnings based on minimum tier balance. Not available in IRA.
Offer: Tier $10,000-$24,999.
Effective May 29, 2026
Rate checked
More details - Fayette Federal Credit UnionShare Certificate / CD (12 Month CD)CD · 12 months · 3.29%–3.80% by balance
Credit union · 1 branch
3.80%APY$380 over 1 year on $10,000Requirements
Product: Early withdrawal penalty applies. Certificates are compounded quarterly. Minimum deposit requirement to open a certificate.
Offer: Under $10k. 3.25% APR. Compounded quarterly. Early withdrawal penalty applies.
3.25% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Share Certificate / CD (12 Month CD) Balance APY Up to $10,000 3.29% $10,000 and upYour amountOver $10k. 3.75% APR. 3.80% Rate checked
More details - 3.80%APY$412 over 13 months on $10,000intro rate
Requirements
Product: Special promotional CD offering. A minimum opening deposit of $500 is required. Penalty may be imposed for early withdrawal. Fixed interest rate for the specified term.
Promotional rate · 3.75% interest rate · Effective Aug 3, 2026
Rate checked
More details - 3.80%APY$445 over 14 months on $10,000
Requirements
Product: One deposit per term with a minimum of $1,000 may be added to the 14 & 30 month bump. Rate may be increased once during the term of the certificate to the current offering rate.
Offer: One deposit per term with a minimum of $1,000 may be added to the 14 & 30 month bump. Rate may be increased once during the term of the certificate to the current offering rate.
3.75% interest rate
Rate checked
More details - 3.77%APY$2,033 over 60 months on $10,000
Requirements
Product: Share Certificates of Deposit are compounded and posted quarterly. Early withdrawal penalties may be assessed. APY assumes interest will remain on deposit.
3.70% interest rate · Effective Sep 14, 2026
Rate checked
More details - 3.75%APY$217 over 7 months on $10,000intro rate
Requirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). At maturity, automatically renews for a term of 6 months. Compounded & credited quarterly. 7-day grace period. Early withdrawal penalty applies.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). At maturity, automatically renews for a term of 6 months. Compounded & credited quarterly. 7-day grace period. Early withdrawal penalty applies.
Promotional rate · 3.70% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.75%APY$312 over 10 months on $10,000intro rate
Requirements
Product: Limited-time offer. Open online.
Offer: Limited-time offer. Open online.
Promotional rate
Rate checked
More details - 3.75%APY$343 over 11 months on $10,000with conditions
Requirements
Product: Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.
Offer: Relationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan.
Qualified rate · 3.70% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Dividends compounded monthly and remain on deposit until maturity. Early withdrawal penalty applies. Must open a savings account with a minimum deposit of $5.00 for credit union membership.
3.69% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$535 over 17 months on $10,000intro rate
Requirements
Product: No monthly maintenance fee. FDIC insured up to $250,000.
Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.
Promotional rate
Rate checked
More details - 3.70%APY$560 over 18 months on $10,000
Requirements
Product: All CDs require a $500 minimum deposit to open and earn interest. Interest is compounded daily. A penalty may be imposed for early withdrawal.
Offer: 18 Month CD term. Interest compounded daily. Penalty for early withdrawal.
3.63% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - 3.70%APY$1,992 over 60 months on $10,000
Requirements
Product: Minimum deposit $500. Dividends paid monthly. Substantial penalty for early withdrawal. Rates subject to change without notice.
Offer: Paid monthly.
3.64% interest rate · Effective Feb 12, 2026
Rate checked
More details - 3.64%APY$150 over 5 months on $10,000
Requirements
Product: Early withdrawal penalty: terms of 1 year or less subject to 1 month of interest; terms greater than 1 year subject to 3 months of interest.
3.60% interest rate · Effective May 15, 2026
Rate checked
More details - Metro Community Federal Credit UnionShare CertificatesCD · 12 months · $5,000 min
Credit union · 2 branches
3.61%APY$361 over 1 year on $10,000Requirements
Product: Guaranteed dividend rate locked in for the full term. Higher yield than standard share savings. Federally insured up to $250,000 by NCUA. Other rates and terms may be available.
3.55% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in West Virginia
672 CDs at 81 banks and credit unions · checked Oct 16–22
- Typical
- 2.44%
- Top 10% from
- 4.00%
- Banks, typical
- 1.81%
- Credit unions, typical
- 3.08%
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West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches