Bank · FDIC insured
Pioneer Community Bank
A $191.1M bank headquartered in Iaeger, WV, with 6 branches in West Virginia. Best rates: CDs 3.64% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs763.64%for 3–8 monthsCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pioneer Community Bank
- Headquarters
- 5229 Coal Heritage Road, Iaeger, WV 24844
- FDIC certificate
- 2448 ↗
Branches
6 branches in West Virginia
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West Virginia
6 branches
Beckley area · 3
- Beckley Branch3941 Robert C Byrd Dr, Beckley, WV 25801Directions
- Harper Road Branch1901 Harper Rd, Beckley, WV 25801Directions
- Sophia Branch822 Robert C Byrd Dr, Sophia, WV 25921Directions
Iaeger area · 1
- Pioneer Community Bank, Inc.Main office5229 Coal Heritage Road, Iaeger, WV 24844Directions
War area · 1
- War Branch14229 Rocket Boys Dr, War, WV 24892Directions
Welch area · 1
- Welch Branch18710 Coal Heritage Rd, Welch, WV 24801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.58% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.29% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.78% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $88 | $81 | — |
- CapitalLeverage ratio13.58%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.29%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.78%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$88Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pioneer Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.