Bank · FDIC insured
Pioneer Community Bank CD Rates
Pioneer Community Bank’s best CD rate is 3.64% APY on a 5-month CD. Terms run from 5 months to 5 years. Rates checked October 15, 2026.
How Pioneer Community Bank’s CD rates compare
Compared with banks and credit unions near Beckley, WV, where Pioneer Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Pioneer Community Bank
3.64%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $150
Certificates of Deposit (CDs)
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Burke & Herbert Bank
4.11%APY
- Term
- 23 months
- Minimum
- —
- Earns on $10,000
- $803
Pioneer Community Bank CD score
76
CD score
Higher than 41% of U.S. banks and credit unions
- 3–8 months3–8 mo3.64%
- 9–15 months9–15 mo3.43%
- 16–30 months16–30 mo3.56%
- 31–60 months31–60 mo1.86%
- QualifiedQualified3.64%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pioneer Community Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.64%APY · 11 terms
Early withdrawal penalty: terms of 1 year or less subject to 1 month of interest; terms greater than 1 year subject to 3 months of interest.
| Term | APY · $1,000 and up | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 1–3 monthsTerm is 7-91 Days | 0.85% | — | 0.85% | $2 |
| 5 months | 3.64% | — | 3.64% | $150 |
| 6 months | — | 1.76% | 1.76% | $88 |
| 11 months | 3.43% | — | 3.43% | $314 |
| 12 months | 1.31% | — | 1.31% | $131 |
| 17 months | 3.56% | — | 3.56% | $508 |
| 18 months | — | 1.51% | 1.51% | $227 |
| 24 months | 1.76% | — | 1.76% | $355 |
| 36 months | 1.86% | — | 1.86% | $568 |
| 48 months | 1.61% | — | 1.61% | $660 |
| 60 months | 1.81% | — | 1.81% | $938 |
Sources (1)
- pioneercommunitybank.com/best-cd-rates · captured Sep 19, 2026
18 Month CD
1.74%APY · 1 term
Special interest rates apply only to initial CD term of 18 months. No brokered CDs. Open at a branch location. Penalty for early withdrawal. Fees may reduce earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsSpecial interest rates apply only to the initial CD term of 18 months. No brokered CDs | 1.74% | $262 |
Sources (1)
- pioneercommunitybank.com/copy-of-18-month-cd · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.