Credit union · NCUA insured
Metro Community Federal Credit Union
A $51.1M credit union headquartered in Huntington, WV, with 4,643 members and 2 branches in West Virginia. Best rates: CDs 3.61% and savings 0.05% APY.
Metro Community Federal Credit Union Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#20 of 25 in Huntington, WV-KY-OH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Metro Community Federal Credit Union
- Headquarters
- 215 18th St, Huntington, WV 25703
- NCUA charter
- 8791
Branches
2 branches in West Virginia
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West Virginia
2 branches
- Metro Community Federal CUMain office215 18th St, Huntington, WV 25703Directions
- Branch4753 State Rte 152, Lavalette, WV 25535Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.67% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.71% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.12% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $57 | $59 | — |
- CapitalNet worth ratio9.67%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.71%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.12%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$57Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Metro Community Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.