Credit union · NCUA insured
Metro Community Federal Credit Union CD Rates
Metro Community Federal Credit Union’s best CD rate is 3.61% APY on a 1-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Metro Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Metro Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Metro Community Federal Credit Union
3.61%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $361
Share Certificates
Top rate
UK Credit Union
5.00%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $373
2nd-highest rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
Metro Community Federal Credit Union CD score
67
CD score
Higher than 20% of U.S. banks and credit unions
- 9–15 months9–15 mo3.61%
- 16–30 months16–30 mo2.58%
- 31–60 months31–60 mo2.23%
- QualifiedQualified3.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metro Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.61%APY · 5 terms
Guaranteed dividend rate locked in for the full term. Higher yield than standard share savings. Federally insured up to $250,000 by NCUA. Other rates and terms may be available.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.61% | $361 |
| 24 months | 2.58% | $523 |
| 36 months | 2.23% | $684 |
| 48 months | 2.12% | $875 |
| 60 months | 2.02% | $1,052 |
Sources (3)
- metrocommunityfcu.com/All-Products
- metrocommunityfcu.com/Rates/Savings-Rates
- metrocommunityfcu.com/Bank/Save/Certificates-IRAs
All captured Sep 19, 2026
Who can join Metro Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.