Best CD rates and certificates

Requirements

Product: Must establish membership with Lafayette Federal Credit Union, or be an existing member. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Early withdrawal penalties may apply. Account dividends compounded and credited monthly. 7-month term is not available as an IRA.

Offer: 7-month term Fixed-Rate Certificates are not available as an IRA.

Requirements

Product: Available online in states where Woori America Bank branches are located (NY, NJ, PA, MD, VA, GA, TX, CA). Pays simple interest credited at maturity (interest is not compounded). Automatically renews at maturity. Penalty will or may be imposed for early withdrawal.

Offer: Fixed interest rate applied until maturity. Pays simple interest credited at maturity. No monthly maintenance fee.

Requirements

Product: No IRAs or SCM accounts. Penalty may be imposed for early withdrawal. Renews as a 7-month CD at current board rate. Limited time offer.

Offer: No IRAs or SCM accounts. Limited time offer. Renews as a 7-month CD at the current board rate. Early withdrawal penalty may apply.

Requirements

Product: At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Online opening limit is $250,000.

Requirements

Product: Limited-time offer. Open online.

Offer: Limited-time offer. Open online.

Requirements

Product: Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.

Offer: Relationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan.

Requirements

Product: Special CD. Penalty will be imposed for early withdrawal.

Offer: NEW MONEY ONLY. Penalty will be imposed for early withdrawal.

Requirements

Product: Minimum deposit of $500 required. Early withdrawal penalties apply: 6 months or less: lesser of dividends earned since issuance/renewal or 90 days dividends; over 6 to 60 months: lesser of dividends earned or 180 days dividends; greater than 60 months: lesser of dividends earned or 1095 days dividends. 10-day grace period following maturity date.

Requirements

Product: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.

Offer: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Early withdrawal penalties apply.

Requirements

Product: Early withdrawal penalty: 90 Days' Dividends. APY assumes dividends remain on deposit until maturity.

Offer: Term: 365 days. Jumbo tier N/A.

Requirements

Product: Offered only to customers that are an owner of an active Benchmark Community Bank (BCB) checking account that has had one or more deposits of at least $100 AND six or more debits in the last 30 days. New customers who open a primary checking relationship are also eligible. $500 minimum opening deposit. Certificate of deposit is not available as an Individual Retirement Account (IRA). Penalty may be imposed for withdrawals made before maturity. Interest is compounded quarterly. At maturity, automatically renews for the 12-month term at the then current non-promotional rate.

Offer: Offered only to customers that are an owner of an active Benchmark Community Bank (BCB) checking account that has had one or more deposits of at least $100 AND six or more debits in the last 30 days. New customers who open a primary checking relationship are also eligible. Not available as an IRA. Interest compounded quarterly. Penalty may be imposed for early withdrawal. Automatically renews for 12-month term at then current non-promotional rate.

Requirements

Product: Rates and terms are subject to change without notice.

Offer: 12 Month term.

Requirements

Product: No monthly maintenance fee. FDIC insured up to $250,000.

Offer: Limited-time offer. No minimum balance to obtain the stated APY. Guaranteed fixed return.

Requirements

Product: Interest rate is fixed for the full term and earned on the entire balance. Interest compounds quarterly for terms of 12 months and longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest.

Offer: 18-Month term.