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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Utah

  1. Top Carrot, Carrot Score 88
    San Juan Credit UnionGrowth CertificateCD · 60 months · $10 min

    Credit union · 3 branches

    4.37%APY$2,384 over 60 months on $10,000
  2. WebBankCertificates of DepositCD · 12 months · $2,500 min

    Bank · 1 branch

    4.36%APY$436 over 1 year on $10,000
  3. Bank of UtahCertificates of Deposit (CDs)CD · 18 months · $1,000 min

    Bank · 18 branches

    4.35%APY$660 over 18 months on $10,000
  4. Home Savings BankInternet Certificate of DepositCD · 18 months · $10,000 min

    Bank · 1 branch

    4.35%APY$660 over 18 months on $10,000
  5. Home Savings BankCertificate of DepositCD · 18 months · $10,000 min

    Bank · 1 branch

    4.35%APY$660 over 18 months on $10,000
  6. Top Carrot, Carrot Score 88
    Jordan Credit UnionGrowth Certificate AccountCD · 18 months · $100 min

    Credit union · 6 branches

    4.35%APY$660 over 18 months on $10,000intro rate
  7. Top Carrot, Carrot Score 96
    Marcus by Goldman SachsRate Bump CDCD · 20 months · $500 min

    Bank · 2 branches

    4.35%APY$735 over 20 months on $10,000
  8. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Bump Share CertificateCD · 24 months · $500 min

    Credit union · 21 branches

    4.35%APY$889 over 24 months on $10,000
  9. Members First Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · 3 branches

    4.35%APY$1,363 over 36 months on $10,000
  10. Top Carrot, Carrot Score 88
    Elevate Credit UnionTraditional CertificateCD · 36 months · $500 min

    Credit union · 3 branches

    4.35%APY$1,363 over 36 months on $10,000
  11. New Heights Federal Credit UnionShare Certificate of DepositCD · 36 months · $5,000 min

    Credit union · 1 branch

    4.35%APY$1,363 over 36 months on $10,000intro rate
  12. Top Carrot, Carrot Score 88
    Alpine Credit UnionBump CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.35%APY$2,373 over 60 months on $10,000intro rate
  13. Top Carrot, Carrot Score 87
    EUCCUShare CertificateCD · 60 months · $1,000 min

    Credit union · 4 branches

    4.35%APY$2,373 over 60 months on $10,000
  14. UIBCertificates of DepositCD · 6 months · $500 min

    Bank · 4 branches

    4.32%APY$214 over 6 months on $10,000
  15. Top Carrot, Carrot Score 92
    Chartway Credit Union6-Month Promo CertificateCD · 6 months · $500 min

    Credit union · 13 branches

    4.30%APY$213 over 6 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Utah

778 CDs at 77 banks and credit unions · checked Oct 16–22

Typical
3.91%
Top 10% from
4.40%
Banks, typical
3.04%
Credit unions, typical
4.00%

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Utah

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 87 branches
  2. Deseret First Credit UnionCredit union · 12 branches
  3. Cyprus Credit UnionCredit union · 23 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate