Credit union · NCUA insured
EUCCU CD Rates
Top CarrotEUCCU’s best CD rate is 4.35% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How EUCCU’s CD rates compare
Compared with banks and credit unions near Price, UT, where EUCCU has the most branches. $10,000, best rate first.
This credit union’s best
EUCCU
4.35%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,373
Share Certificate
Top rate
Utah Power Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $9
- Earns on $10,000
- $450
2nd-highest rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $5
- Earns on $10,000
- $920
EUCCU CD score
93
CD score
Higher than 94% of U.S. banks and credit unions
- 3–8 months3–8 mo3.85%
- 9–15 months9–15 mo4.00%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.35%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where EUCCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 4.35%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.85% | $191 |
| 12 months | 4.00% | $400 |
| 18 months | 4.00% | $606 |
| 24 months | 4.25% | $868 |
| 36 months | 4.25% | $1,330 |
| 60 months | 4.35% | $2,373 |
Special-purpose accounts
HSA Share Certificate
Up to 4.35%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.85% | $191 |
| 12 months | 4.00% | $400 |
| 60 months | 4.35% | $2,373 |
Sources (1)
- euccu.com/certificate.php · captured Oct 4, 2026
IRA Share Certificate
Up to 4.35%APY · 6 terms
Available as Traditional IRA, Roth IRA, SEP-IRA, or Education IRA share certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.85% | $191 |
| 6 monthsRoth IRA | 3.65% | $181 |
| 12 months | 4.00% | $400 |
| 12 monthsRoth IRA | 3.75% | $375 |
| 18 months | 4.00% | $606 |
| 18 monthsRoth IRA | 3.75% | $568 |
| 24 months | 4.25% | $868 |
| 24 monthsRoth IRA | 3.85% | $785 |
| 36 months | 4.25% | $1,330 |
| 36 monthsRoth IRA | 3.85% | $1,200 |
| 60 months | 4.35% | $2,373 |
| 60 monthsRoth IRA | 3.95% | $2,137 |
Sources (1)
- euccu.com/retirement.php · captured Oct 4, 2026
Who can join EUCCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, worship, work in, or attend school in, and businesses and other legal entities located in Carbon, Duchesne, Emery, Grand and San Juan counties.
Employers and groups
- Employees of this credit union, volunteers in the community, and organizations of such persons.
Family and household
- Members of immediate families or households of eligible persons.
Other ways
- Members of record in Carbon Credit Union as of the date of the conversion to federal charter on October 16, 2003.
- Spouses of persons who died while within the field of membership of this credit union.
Cost to join
- Must deposit and maintain the minimum balance required in a share savings account.
Membership information collected October 4, 2026.