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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Texas

  1. Top Carrot, Carrot Score 87
    The MINT National BankCertificates of DepositCD · 15 months · $10,000 min

    Bank · 1 branch

    4.35%APY$547 over 15 months on $10,000intro rate
  2. AMOCO Federal Credit UnionBump-Up CertificatesCD · 36 months · $1,000 min

    Credit union · 11 branches

    4.35%APY$1,363 over 36 months on $10,000
  3. Kelly Community Federal Credit UnionShare CertificateCD · 13 months · $1,000 min

    Credit union · 3 branches

    4.34%APY$471 over 13 months on $10,000
  4. Top Carrot, Carrot Score 89
    Worth Credit UnionTerm Share CertificatesCD · 12 months · $1,000 min

    Credit union · 10 branches

    4.34%APY$434 over 1 year on $10,000
  5. Freestone Credit UnionRegular Share CertificateCD · 12 months · $1,000 min

    Credit union · 3 branches

    4.33%APY$433 over 1 year on $10,000
  6. Top Carrot, Carrot Score 94
    Red River Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 14 branches

    4.33%APY$214 over 6 months on $10,000
  7. Citizens National Bank of TexasCNB Certificate of DepositCD · 12 months · $1,000 min

    Bank · 11 branches

    4.33%APY$433 over 1 year on $10,000
  8. Top Carrot, Carrot Score 92
    Chartway Credit Union6-Month Promo CertificateCD · 6 months · $500 min

    Credit union · 2 branches

    4.30%APY$213 over 6 months on $10,000intro rate
  9. First National Bank of Granbury7 Month CD SpecialCD · 7 months · $1,000 min

    Bank · 7 branches

    4.30%APY$249 over 7 months on $10,000intro rate
  10. BCUNew Money CD SpecialsCD · 15 months · $500 min

    Credit union · 2 branches

    4.30%APY$540 over 15 months on $10,000intro rate
  11. Top Carrot, Carrot Score 93
    Mobility Credit UnionLimited Time 15-Month Certificate SpecialCD · 15 months · $5,000 min

    Credit union · 3 branches

    4.30%APY$540 over 15 months on $10,000intro rate
  12. Top Carrot, Carrot Score 89
    Rave FinancialShare CertificateCD · 6 months · $1,000 min

    Credit union · 14 branches

    4.25%APY$210 over 6 months on $10,000
  13. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 213 branches

    4.25%APY$317 over 9 months on $10,000
  14. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 448 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  15. Top Carrot, Carrot Score 90
    PrimeWay Federal Credit UnionWealthBuilder CertificateCD · 12 months · $250 min

    Credit union · 7 branches

    4.25%APY$425 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Texas

2,852 CDs at 397 banks and credit unions · checked Oct 16–22

Typical
3.29%
Top 10% from
4.00%
Banks, typical
2.75%
Credit unions, typical
3.49%

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Texas

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Harris County Federal Credit UnionCredit union · 1 branch
  2. NAFT Federal Credit UnionCredit union · 3 branches
  3. Barksdale Federal Credit UnionCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate