Bank · FDIC insured
The MINT National Bank CD Rates
Top CarrotThe MINT National Bank’s best CD rate is 4.35% APY on a 15-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How The MINT National Bank’s CD rates compare
Compared with banks and credit unions near Houston, TX, where The MINT National Bank has the most branches. $10,000, best rate first.
This bank’s best
The MINT National Bank
4.35%APY
- Term
- 15 months
- Minimum
- $10,000
- Earns on $10,000
- $547
Certificates of Deposit
Top rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
2nd-highest rate
Gulf Capital Bank
4.91%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,546
The MINT National Bank CD score
84
CD score
Higher than 65% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo4.35%
- 16–30 months16–30 mo3.10%
- 31–60 months31–60 mo2.85%
- QualifiedQualified4.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The MINT National Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.35%APY · 10 terms
Interest compounds daily and is paid monthly (added back to certificate or deposited to an account). Substantial penalty for early withdrawal. Minimum deposit to open CD is $10,000.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.10% | $52 |
| 6 monthsSpecial | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 15 monthsSpecial | 4.35% | $547 |
| 18 months | 3.10% | $469 |
| 24 months | 2.85% | $578 |
| 30 months | 2.85% | $728 |
| 36 months | 2.85% | $880 |
| 48 months | 2.65% | $1,103 |
| 60 months | 2.65% | $1,397 |
Sources (3)
All captured Sep 25, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 4.35%APY · 10 terms
Same rate and maturity options as CDs. 1 Year Variable Rate IRA CD also available. Interest is credited to the IRA account monthly. Flexible retirement distributions available. No penalty for retirement withdrawal distributions.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.10% | $52 |
| 6 monthsSpecial | 3.50% | $173 |
| 12 months | 3.50% | $350 |
| 15 monthsSpecial | 4.35% | $547 |
| 18 months | 3.10% | $469 |
| 24 months | 2.85% | $578 |
| 30 months | 2.85% | $728 |
| 36 months | 2.85% | $880 |
| 48 months | 2.65% | $1,103 |
| 60 months | 2.65% | $1,397 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.