Bank · FDIC insured
First National Bank of Granbury
A $946.3M bank headquartered in Granbury, TX, with 7 branches in Texas. Best rates: CDs 4.30% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.30%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of Granbury
- Headquarters
- 101 E Bridge St, Granbury, TX 76048
- FDIC certificate
- 3228 ↗
Branches
7 branches in Texas
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Texas
7 branches
Granbury area · 5
- The First National Bank of GranburyMain office101 E Bridge St, Granbury, TX 76048Directions
- 144 BranchHighway 144 South, Granbury, TX 76048Directions
- 377 BranchHighway 377 East, Granbury, TX 76048Directions
- Acton Branch3000 Fall Creek Hwy, Granbury, TX 76049Directions
- Pecan Plantation Branch9205 Plantation Dr, Granbury, TX 76049Directions
Cleburne area · 1
- Nolan River Banking Center Branch1705 N Nolan River Rd, Cleburne, TX 76033Directions
Tolar area · 1
- Tolar Banking Center Branch8401 Hwy 377 West, Tolar, TX 76476Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.13% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.78% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.32% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $64 | $81 | — |
- CapitalLeverage ratio12.13%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.78%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.32%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$64Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of Granbury are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.