Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 76–90 results in Pennsylvania
- Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 4 branches
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.10%APY$693 over 20 months on $10,000intro rate
Requirements
Product: Limited time offer. Penalty for early withdrawal.
Offer: Limited time offer. Penalty for early withdrawal.
Promotional rate · Effective Oct 16, 2026
Rate checked
More details - Grove City Area Federal Credit UnionShare CertificatesCD · 24 months · $2,000 min
Credit union · 2 branches
4.10%APY$837 over 24 months on $10,000Requirements
Product: All Share Certificates require a minimum deposit of $2,000.00. Dividends are calculated monthly and posted to your share savings account on the 1st of each month. A penalty may be imposed for early withdrawals.
Offer: Special rate. A penalty may be imposed for early withdrawals.
4.10% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.10%APY$837 over 24 months on $10,000
Requirements
Product: Request a rate bump if rates rise: once during a 24-month term, twice during a 48-month term. Rate increases apply to the remaining term.
Offer: Allows one rate bump during the 24-month term.
4.03% interest rate · Effective Sep 18, 2026
Rate checked
More details - Armstrong County Building and LoanCertificates of DepositCD · 36–48 months · $500 min
Bank · 1 branch
4.10%APYRequirements
Product: Daily compounding. Penalties for early withdrawals.
Offer: Early withdrawal penalty of 6 months interest; 1 Bump-Up option to current rate for remaining term while keeping original maturity date
3.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY
Requirements
Product: Daily Compounding. Penalties for early withdrawals.
3.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.10%APY$1,281 over 36 months on $10,000
Requirements
Product: To open any account, you must deposit or already have on deposit at least the par value of one full share ($5.00). Dividends are calculated by the daily balance method. Fixed rate for initial term. Early withdrawal penalty applies (180 days dividend). Accounts automatically renew for another term upon maturity.
4.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 4.08%APY$833 over 24 months on $10,000
Requirements
Product: Dividends on CD's are paid quarterly based on maturity day.
4.00% interest rate · Effective Jan 1, 2026
Rate checked
More details - PennTech Federal Credit UnionShare Certificates (CD’s)CD · 9 months · $500 min
Credit union · 1 branch
4.08%APY$304 over 9 months on $10,0004.00% interest rate · Effective Oct 1, 2025
Rate checked
More details - 4.08%APY$373 over 11 months on $10,000intro rate
Promotional rate · 4.00% interest rate
Rate checked
More details - New Castle Bellco Federal Credit UnionShare Certificate of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
4.08%APY$408 over 1 year on $10,000Requirements
Product: Rates are fixed for the entire certificate term. Dividends are calculated by the average daily balance method and paid monthly. A minimum deposit of $1000.00 is required.
Offer: Limit 1 CD.
4.00% interest rate · Balance cap $50,000 · Effective Jul 31, 2026
Rate checked
More details - 4.08%APY$443 over 13 months on $10,000
Requirements
Product: $10,000 minimum deposit for all Share Certificates.
4.00% interest rate
Rate checked
More details - 4.08%APY$513 over 15 months on $10,000
4.00% interest rate
Rate checked
More details - 4.07%APY$407 over 1 year on $10,000
Requirements
Product: Compass Savings Bank will only accept new deposits from local walk-in customers. Penalty may apply for early withdrawal and reduce earnings. The APY assumes interest remains on deposit until maturity, any withdrawals of interest will reduce earnings. FDIC insured. Fees may reduce earnings. Rates subject to change without notice.
4.00% interest rate · Effective Oct 9, 2026
Rate checked
More details - 4.07%APY$407 over 1 year on $10,000
Requirements
Product: Eligible on personal accounts only. Early withdrawals subject to penalty (Term of 1 year or less: 3 months' interest; Terms of 1 year to 5 years: 6 months' interest; Term over 5 years: 1 year interest). Renews automatically upon maturity after 6-day grace period. No setup or maintenance fees.
4.00% interest rate · Effective Aug 28, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What CDs pay in Pennsylvania
2,604 CDs at 304 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch