Credit union · NCUA insured
Grove City Area Federal Credit Union CD Rates
Top CarrotGrove City Area Federal Credit Union’s best CD rate is 4.10% APY on a 2-year share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How Grove City Area Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hermitage, PA, where Grove City Area Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Grove City Area Federal Credit Union
4.10%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $837
Share Certificates
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Grove City Area Federal Credit Union CD score
88
CD score
Higher than 82% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.10%
- 31–60 months31–60 mo4.10%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Grove City Area Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.10%APY · 5 terms
All Share Certificates require a minimum deposit of $2,000.00. Dividends are calculated monthly and posted to your share savings account on the 1st of each month. A penalty may be imposed for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsA penalty may be imposed for early withdrawals | 3.25% | $161 |
| 12 monthsA penalty may be imposed for early withdrawals | 3.75% | $375 |
| 18 monthsA penalty may be imposed for early withdrawals | 3.85% | $583 |
| 24 monthsSpecial rate. A penalty may be imposed for early withdrawals | 4.10% | $837 |
| 36 monthsSpecial rate. A penalty may be imposed for early withdrawals | 4.10% | $1,281 |
Who can join Grove City Area Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Mercer, Butler, Lawrence, Venango, Clarion, Crawford, Elk, Forest, Jefferson, or Warren County are eligible to join.
Membership information collected October 5, 2026.