Credit union · NCUA insured
Pennstar Federal Credit Union CD Rates
Top CarrotPennstar Federal Credit Union’s best CD rate is 4.10% APY on a 3-year share certificate (CD). Terms run from 13 months to 3 years. Rates checked October 16, 2026.
How Pennstar Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Hermitage, PA, where Pennstar Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Pennstar Federal Credit Union
4.10%APY
- Term
- 36 months
- Minimum
- —
- Earns on $10,000
- $1,281
Certificates
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
Huntington Bank
4.10%APY
- Term
- 5 months
- Minimum
- $1,000
- Earns on $10,000
- $169
Pennstar Federal Credit Union CD score
86
CD score
Higher than 74% of U.S. banks and credit unions
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.95%
- 31–60 months31–60 mo4.10%
- QualifiedQualified4.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pennstar Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.10%APY · 4 terms
To open any account, you must deposit or already have on deposit at least the par value of one full share ($5.00). Dividends are calculated by the daily balance method. Fixed rate for initial term. Early withdrawal penalty applies (180 days dividend). Accounts automatically renew for another term upon maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 13 months | 3.85% | $418 |
| 18 months | 3.85% | $583 |
| 24 months | 3.95% | $806 |
| 36 months | 4.10% | $1,281 |
Sources (1)
- pennstarfederal.com/products-s…es/savings-accounts.html · captured Oct 6, 2026
Who can join Pennstar Federal Credit Union
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