Credit union · NCUA insured
Grove City Area Federal Credit Union
Top CarrotA $148.7M credit union headquartered in Grove City, PA, with 9,618 members and 2 branches in Pennsylvania. Best rates: CDs 4.10% and savings 2.00% APY.
Grove City Area Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#1 of 11 in Hermitage, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Grove City Area Federal Credit Union
Grove City Area Federal Credit Union was chartered in April 1950 by a group of volunteers and family of the Cooper Bessemer Co.
Its field of membership was later expanded to serve the entire area surrounding Grove City.
- Headquarters
- 1600 S Center Street Ext, Grove City, PA 16127
- NCUA charter
- 6722
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Mercer, Butler, Lawrence, Venango, Clarion, Crawford, Elk, Forest, Jefferson, or Warren County are eligible to join.
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- Grove City Area FcuMain office1600 S Center Street Ext, Grove City, PA 16127Directions
- Grove City Area Fcu1 Credit Union Way, Grove City, PA 16127Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.26% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.33% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.90% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $56 | $76 | — |
- CapitalNet worth ratio15.26%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.33%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.90%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$56Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Grove City Area Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.