Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in Pennsylvania
- First Commonwealth Federal Credit UnionCertificate SpecialsCD · 19 months · $500 min
Credit union · 15 branches
4.25%APY$681 over 19 months on $10,000intro rateRequirements
Product: Limited-time offer. Online certificate opening is limited to a $5,000 deposit; open in-center for greater deposits. Renews to a standard 18-month certificate at prevailing rate upon maturity. Early withdrawal penalty applies.
Offer: Online certificate opening limited to $5,000 deposit; greater deposits must be opened in-center. Renews to standard 18-month certificate.
Promotional rate · 4.17% interest rate · Effective Sep 15, 2026
Rate checked
More details - 4.25%APY$906 over 25 months on $10,000
Requirements
Product: Fixed Rate CD: A penalty may be imposed for early withdrawals. Variable Rate CD: Withdrawals in excess of one per month will be subject to penalty.
4.17% interest rate · Effective Oct 14, 2026
Rate checked
More details - 4.25%APY$906 over 25 months on $10,000
Requirements
Product: Must meet membership eligibility requirements. Early withdrawal penalty applies and may reduce earnings.
Offer: Certificate Special. Limited time only. Limited to $1,000,000 maximum per social security number.
Balance cap $1,000,000 · Effective Oct 1, 2026
Rate checked
More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: Maximum deposit amount of $250,000 when opened online. Maximum deposit amount of $500,000 when opened in branch. Available for amounts up to $500,000. Automatically renews into same term CD and rate offered at time of maturity. Penalty for early withdrawals.
Balance cap $500,000 · Effective Oct 12, 2026
Rate checked
More details - 4.24%APY$388 over 11 months on $10,000intro rate
Requirements
Product: Restricted to new accounts with funds not currently on deposit with SSB Bank.
Offer: 11 Month CD New Money Special; requires funds not currently on deposit with SSB Bank
Promotional rate · 4.20% interest rate · Effective Sep 14, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionCertificateCD · 12 months · $500 min
Credit union · 4 branches
4.24%APY$424 over 1 year on $10,000Requirements
Product: Must be a member of SRFFCU. Rate is fixed for the term. APY assumes dividends remain on deposit until maturity. A minimum balance of $500 is required to open a Certificate and earn the advertised dividend rate. Renewal at maturity at then-current rate. Penalty may be imposed for early withdrawal of principal. Fees may reduce earnings.
Offer: Early withdrawal penalty: 3 month interest (90 days' dividends).
4.15% interest rate · Effective Oct 16, 2026
Rate checked
More details - First Citizens Community BankCertificate of Deposit SpecialsCD · 17 months · $10,000 min · 4.22%–4.32% by balance
Bank · 37 branches
4.22%APY$603 over 17 months on $10,000with conditionsRequirements
Product: A minimum of $10,000 in new money is required to open this account and get the special rate. \"New money\" is defined as funds not currently on deposit with FCCB. Fees may reduce earnings, and a penalty may be imposed for early withdrawal. Interest is compounded quarterly, and an active checking account is required.
Offer: 17-Month CD Special; requires $10,000 minimum new money and active checking account
Qualified rate · 4.15% interest rate · Compounded quarterly · Effective Oct 14, 2026
Rate by balance
Rate by balance for Certificate of Deposit Specials Balance APY $10,000 – $99,999Your amount 4.22% $100,000 and up 4.32% Rate checked
More details - Ingersoll Rand Federal Credit UnionShare CertificateCD · 18 months · $1,000 min
Credit union · 2 branches
4.22%APY$640 over 18 months on $10,000Requirements
Product: Dividends reported annually via 1099-INT. Early withdrawal penalties apply. Rate is based on date/time funds received and processed. NCUA insured.
Effective Oct 16, 2026
Rate checked
More details - 4.20%APY$456 over 13 months on $10,000with conditions
Requirements
Product: Must be funded with new money only (or existing maturing certificates can rollover existing balance plus an additional $50,000). Maximum amount for special rate is $50,000. Limited to (1) certificate per member. Must be opened between 8/17/2026 and 9/31/2026.
Offer: Requires iSAVE Boost: active iSAVE Savings account (funded with new money, monthly ACH deposit, online banking and E-statements) and active iSAVE Checking account (monthly ACH, bill pay transaction, or debit card purchase). Must be opened between 8/17/2026 and 9/31/2026. Maximum $50,000 for special rate. Limit 1 certificate per member.
Qualified rate · Balance cap $50,000 · Effective Aug 17, 2026
Rate checked
More details - 4.20%APY$637 over 18 months on $10,000intro rate
Requirements
Product: Open with as little as $500. Listed APY paid on $1,000 minimum balance ($100,000 minimum for Jumbo). $500 minimum balance Share Certificates available at 0.10% lower APY. A penalty will or may be imposed for early withdrawal.
Offer: 18 Month Legacy Club. A penalty will or may be imposed for early withdrawal.
Promotional rate · 4.12% interest rate · Effective Oct 5, 2026
Rate checked
More details - Turbotville National BankCertificate of DepositsCD · 18 months · $500 min · 4.00%–4.20% by balance
Bank · 1 branch
4.20%APY$637 over 18 months on $10,000Requirements
Offer: APY is based on quarterly compounding of interest. Early withdrawal penalties may apply.
3.94% interest rate
Rate by balance
Rate by balance for Certificate of Deposits Balance APY $500 – $5,000 4.00% $5,000 and upYour amount 4.20% Rate checked
More details - 4.20%APY$673 over 19 months on $10,000with conditions
Requirements
Product: To qualify for promotional APY, customers must maintain an existing active InFirst Bank checking account (at least 1 deposit and 1 debit transaction within preceding 90 days), open a new checking account at time certificate is established (must not have had checking within previous 180 days) with minimum $5,000 opening deposit, or deposit at least $10,000 in new money (funds not on deposit during preceding 30 days) into an existing or new CD. Maximum deposit $500,000. Customer must reside within InFirst Bank's defined deposit market area. Automatically renews into same term.
Offer: Requires qualifying active existing checking account or new checking account ($5,000 min deposit), or $10,000 min deposit in new money.
Qualified rate · Balance cap $500,000
Rate checked
More details - Utilities Employees Credit UnionAdvantages Certificate of DepositCD · 20 months · $500 min
Credit union · 2 branches
4.20%APY$710 over 20 months on $10,000Requirements
Product: Opening balance and minimum balance of $500 for all certificates. APY assumes dividends remain in the account until maturity and minimum balance is maintained. After opening, additional deposits cannot be made during the term. Penalty imposed for early withdrawal.
Offer: Special CD
4.12% interest rate · Effective Oct 15, 2026
Rate checked
More details - 4.20%APY$710 over 20 months on $10,000
Requirements
Product: Must be a member. $5,000 minimum balance required to open account; 8-Month CD opening balance not to exceed $500,000; 20-Month CD opening balance not to exceed $250,000. APY is based on the opening balance of the CD. Dividends paid monthly and applied to the balance of the certificate. The APY assumes that all dividends remain on deposit until maturity. Rate is fixed for initial term of certificate. At time of maturity certificate will automatically renew for a term of 12 months at the prevailing rate. Early withdrawal penalties apply. Not valid with any other offer.
Offer: 20-Month CD opening balance not to exceed $250,000.
4.12% interest rate · Balance cap $250,000
Rate checked
More details - 4.19%APY$856 over 24 months on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
Offer: Galaxy FCU reserves the right to discontinue this offer at any time.
4.10% interest rate · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,604 CDs at 304 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch