Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 166–180 results in Pennsylvania
- C-B-W Schools Federal Credit UnionShare CertificatesCD · 12 months · $10,000 min
Credit union · 2 branches
3.95%APY$395 over 1 year on $10,000Requirements
Product: Fixed interest rate for the length of the maturity term. Early withdrawal penalties apply (30 days of interest on terms under 2 years; 90 days of interest on 2-year and 3-year terms).
Offer: High Yield – 1 Year Certificate. 30-day interest early withdrawal penalty.
3.95% interest rate · Effective Sep 1, 2026
Rate checked
More details - Second Federal | Savings & Loan Association Of PhiladelphiaCertificates Of DepositCD · 17 months · $10,000 min
Bank · 2 branches
3.95%APY$564 over 17 months on $10,000intro rateRequirements
Product: Interest compounded daily and credited quarterly. Penalty for early withdrawal applies (equal to interest for half the current term on principal withdrawn). Automatically renews at maturity with a 7-day grace period. No monthly fees.
Offer: CD Special rate offering. Minimum opening deposit is $10,000 per rate schedule ($5,000 per product overview). Renews at the nearest standard term not to exceed the special rate term.
Promotional rate · 3.88% interest rate · Compounded daily · Effective May 1, 2026
Rate checked
More details - 3.92%APY$425 over 13 months on $10,000
Requirements
Product: Funds cannot be added after the initial deposit, and early withdrawals will result in a penalty.
3.85% interest rate
Rate checked
More details - Wyrope Williamsport FCUShare CertificatesCD · 60 months · $500 min · 3.82%–4.02% by balance
Credit union · 1 branch
3.92%APY$2,119 over 60 months on $10,000Requirements
Product: Share Certificates will renew at the current rate for the selected term. Minimum deposit of $500.00.
3.75% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $5,000 3.82% $5,000 – $25,000Your amount 3.92% $25,000 and up 4.02% Rate checked
More details - 3.91%APY$661 over 20 months on $10,000
Requirements
Product: Fixed rate account. Minimum balance of $500.00 required to open and to obtain disclosed APY. Early withdrawal penalty may apply ($25 minimum). Interest compounding and crediting: less than 1 year earns non-compounded interest (credited monthly or at maturity); 1 year or longer compounded and credited semi-annually unless monthly checks/transfers are taken. Daily balance method used. Automatically renews at maturity with 7 calendar day grace period. Jumbo CD rate requires $100,000.00 or more.
Offer: Special CD / CD rate tier. $100,000.00 or more required to earn Jumbo CD rate.
3.88% interest rate · Balance cap $99,999.99 · Effective Sep 28, 2026
Rate checked
More details - 3.91%APY$194 over 6 months on $10,000
Effective Oct 6, 2026
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More details - 3.90%APY$258 over 8 months on $10,000intro rate
Requirements
Product: Limited time offer. Penalty for early withdrawal.
Offer: Limited time offer. Penalty for early withdrawal.
Promotional rate · Effective Oct 16, 2026
Rate checked
More details - Members 1st Federal Credit Union11-Month CertificateCD · 11 months · $500 min
Credit union · 59 branches
3.90%APY$357 over 11 months on $10,000Requirements
Product: Minimum opening deposit and minimum balance of $500 required to earn advertised APY. On maturity date automatically renews as the standard 12-month term certificate. Penalty for early withdrawal. Dividends compounded and credited monthly.
3.83% interest rate
Rate checked
More details - Heritage Valley Federal Credit UnionShare CertificateCD · 12 months · $500 min
Credit union · 3 branches
3.90%APY$390 over 1 year on $10,000Requirements
Product: Fixed rate share certificates with terms ranging from 90 days to 60 months. Penalty for early withdrawal. Dividends compounded monthly, except for 90-day certificates which compound at maturity.
3.83% interest rate · Compounded monthly
Rate checked
More details - Riverfront Federal Credit UnionNonpreferred CertificatesCD · 12 months · $100 min
Credit union · 2 branches
3.90%APY$390 over 1 year on $10,000Requirements
Product: Available to members who live, work, worship, or attend school in Berks County, PA, or eligible family/legal entities with a $5.00 savings deposit. No monthly service charge. Fixed interest rate. Early withdrawal penalty applies.
Offer: Fixed to maturity. Subject to early withdrawal penalty.
Effective Oct 1, 2026
Rate checked
More details - 3.90%APY$456 over 14 months on $10,000intro rate
Requirements
Product: Signature required. Penalty may be imposed for early withdrawal.
Offer: Special rate / limited time offer. Dividends are compounded and paid quarterly and at maturity. Assumes principal and interest remain on deposit. Automatically renews to a 12-month certificate upon maturity.
Promotional rate
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More details - 3.88%APY$290 over 9 months on $10,000intro rate
Requirements
Product: Credit Union membership required. Applicants must qualify by living, working, worshipping or attending school in Fayette, Washington, Greene or Westmoreland County.
Offer: Limited time special. Maximum deposit $250,000.
Promotional rate · 3.82% interest rate · Balance cap $250,000
Rate checked
More details - Hidden River Credit UnionShare Certificates of DepositCD · 18 months · $500 min · 3.87%–3.92% by balance
Credit union · 4 branches
3.87%APY$586 over 18 months on $10,000Requirements
Product: Minimum deposit of $500 is required to open a Certificate of Deposit ($75,000 for Jumbo). Additional deposits not allowed after account is open. APY assumes principal and dividends remain on deposit until maturity. Early withdrawal penalties apply. Certificate automatically renews (7-day grace period at maturity). Dividends compounded and paid monthly.
Offer: Regular CD tier. Early withdrawal penalties apply. Automatically renews.
3.80% interest rate
Rate by balance
Rate by balance for Share Certificates of Deposit Balance APY $500 – $75,000Your amount 3.87% $75,000 and up 3.92% Rate checked
More details - Tri County Area Federal Credit UnionCertificatesCD · 48 months · $500 min · 3.87%–3.98% by balance
Credit union · 2 branches
3.87%APY$1,640 over 48 months on $10,000Requirements
Product: Dividends paid monthly; No setup or maintenance fees; Add-on option available to make additional deposits; Funds fully insured up to $250,000 by the NCUA.
Offer: Dividends paid monthly.
3.80% interest rate
Rate by balance
Rate by balance for Certificates Balance APY $500 and upYour amount 3.87% $50,000 and up 3.92% $75,000 and up 3.98% Rate checked
More details - 3.85%APY$95 over 3 months on $10,000
Requirements
Product: Available In Branch and Online. Automatically renews at maturity.
Offer: Fixed rate for 3 months. No minimum deposit required to open. Minimum balance to earn APY is $500.00. Interest compounded and credited monthly.
3.78% interest rate · Effective Sep 25, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Pennsylvania
2,603 CDs at 304 banks and credit unions · checked Oct 16–23
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 2.11%
- Credit unions, typical
- 3.29%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch